Category Archives: Cash alternatives

Don’t go ballistic over the way TreasuryDirect reports I Bond interest

Confusing? Aggravating? Of course, but also correct. By David Enna, Tipswatch.com I’ve had several communications recently from readers who are new to U.S. Series I Savings Bonds and freaking out by the apparently low interest payments reported so far on … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 53 Comments

Looking to put cash to work? Consider short-term Treasury bills

13- and 26-week Treasury bills are an ideal way to maximize yield on your short-term savings. Here’s how to get started … By David Enna, Tipswatch.com When you get to be a certain age, cash becomes a lovely thing. Anyone … Continue reading

Posted in Bank CDs, Cash alternatives, Treasury Bills | 82 Comments

Ready to invest in I Bonds for the first time? My advice: Act quickly

May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Over the last year, U.S. Series I Savings Bonds have transformed from a little-noticed, quaint mom-and-pop investment to one … Continue reading

Posted in Cash alternatives, I Bond, Savings Bond | 28 Comments

Want to ‘double dip’ your I Bond purchases? Act fast.

By David Enna, Tipswatch.com U.S. Series I Savings Bonds are one of the nation’s most talked-about investments of 2021, especially now that their inflation-adjusted interest rate has surged to 7.12% at the November 1 reset. Glowing articles have been popping … Continue reading

Posted in Cash alternatives, I Bond, Savings Bond | 25 Comments

I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%

Treasury also maintains EE Bond’s doubling period at 20 years By David Enna, Tipswatch.com The U.S. Treasury just announced the November 2021 to April 2022 terms for U.S. Series I Bonds and EE Bonds, and there were no surprises. Both … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 22 Comments