Category Archives: Cash alternatives

Ignore the fixed-rate drama; buy I Bonds in October

The 9.62% annualized rate for six months is a huge advantage. By David Enna, Tipswatch.com Here we are, in the U.S. Series I Savings Bond’s “limbo fortnight,” a period when we know the current composite rate (9.62% annualized, good for … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 49 Comments

Short-term Treasurys: Even more attractive now.

By David Enna, Tipswatch.com Back in early July, I wrote an article suggesting a strategy of staggering purchases of short-term Treasurys to boost your gains on cash holdings. I raised this idea because yields on Treasury bills (often called T-bills) … Continue reading

Posted in Bank CDs, Cash alternatives, Federal Reserve, TreasuryDirect | 79 Comments

Don’t go ballistic over the way TreasuryDirect reports I Bond interest

Confusing? Aggravating? Of course, but also correct. By David Enna, Tipswatch.com I’ve had several communications recently from readers who are new to U.S. Series I Savings Bonds and freaking out by the apparently low interest payments reported so far on … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 53 Comments

Looking to put cash to work? Consider short-term Treasury bills

13- and 26-week Treasury bills are an ideal way to maximize yield on your short-term savings. Here’s how to get started … By David Enna, Tipswatch.com When you get to be a certain age, cash becomes a lovely thing. Anyone … Continue reading

Posted in Bank CDs, Cash alternatives, Treasury Bills | 82 Comments

Ready to invest in I Bonds for the first time? My advice: Act quickly

May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Over the last year, U.S. Series I Savings Bonds have transformed from a little-noticed, quaint mom-and-pop investment to one … Continue reading

Posted in Cash alternatives, I Bond, Savings Bond | 28 Comments