I doubt there will be a rate hike. Job growth has been too weak the last year-ish, inflation isn't too…
This is a catastrophe for US Expats. We are allowed to open and continue to use a TreasuryDirect account while…
Did you manage to resolve the problem? I have the same problem.
Automatic reinvestments should be possible. Fidelity offers that when you place the initial trade as a checkbox if I recall…
Category Archives: Cash alternatives
Here’s a surprise: CD rates are suddenly very attractive
But don’t go to your local mega bank. Look for better deals. By David Enna, Tipswatch.com For years, CD rates offered by banks and credit unions — even the aggressive online versions — have been stubbornly lower than rates paid … Continue reading
Posted in Bank CDs, Cash alternatives, Treasury Bills
52 Comments
Want to exit your I Bond investment? You’d better have a plan.
Aug. 6, 2023, update: The I Bond exit ramp is now open; proceed with caution By David Enna, Tipswatch.com For years, my constant advice about redeeming I Bonds has been this: “Don’t do it until you really need the money.” … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond, Treasury Bills
73 Comments
I Bonds: A not-so-simple buying guide for 2023
By David Enna, Tipswatch.com Note: I posted an updated I Bond analysis on April 14: Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate is 4.30% After a year of raging-high demand, where do … Continue reading
Short-term I Bond investors: Be patient with your exit strategy
By David Enna, Tipswatch.com Even before I Bond investors crashed the TreasuryDirect website in late October, many financial journalists were pondering this question: “How fast can you get out of I Bonds?” For example, this from MarketWatch in early October: … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect
66 Comments
Ignore the fixed-rate drama; buy I Bonds in October
The 9.62% annualized rate for six months is a huge advantage. By David Enna, Tipswatch.com Here we are, in the U.S. Series I Savings Bond’s “limbo fortnight,” a period when we know the current composite rate (9.62% annualized, good for … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond
49 Comments
Treasury Inflation-Protected Securities 
This time, a rate hike is coming. It’s baked in.