What's the fixed rate going to be after April 30?
How ironic that the purchase limit on inflation-adjusted savings bonds is not itself ever adjusted for inflation.
I've only used the gift box for a younger non-spouse relative who has been redeeming the bonds to pay for…
Thanks for catching that. It is fixed.
Category Archives: Cash alternatives
Don’t go ballistic over the way TreasuryDirect reports I Bond interest
Confusing? Aggravating? Of course, but also correct. By David Enna, Tipswatch.com I’ve had several communications recently from readers who are new to U.S. Series I Savings Bonds and freaking out by the apparently low interest payments reported so far on … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond
53 Comments
Looking to put cash to work? Consider short-term Treasury bills
13- and 26-week Treasury bills are an ideal way to maximize yield on your short-term savings. Here’s how to get started … By David Enna, Tipswatch.com When you get to be a certain age, cash becomes a lovely thing. Anyone … Continue reading
Posted in Bank CDs, Cash alternatives, Treasury Bills
82 Comments
Ready to invest in I Bonds for the first time? My advice: Act quickly
May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Over the last year, U.S. Series I Savings Bonds have transformed from a little-noticed, quaint mom-and-pop investment to one … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond
28 Comments
Want to ‘double dip’ your I Bond purchases? Act fast.
By David Enna, Tipswatch.com U.S. Series I Savings Bonds are one of the nation’s most talked-about investments of 2021, especially now that their inflation-adjusted interest rate has surged to 7.12% at the November 1 reset. Glowing articles have been popping … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond
25 Comments
I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%
Treasury also maintains EE Bond’s doubling period at 20 years By David Enna, Tipswatch.com The U.S. Treasury just announced the November 2021 to April 2022 terms for U.S. Series I Bonds and EE Bonds, and there were no surprises. Both … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond
22 Comments
Treasury Inflation-Protected Securities 
I think your reference to "the [$30,000 annual] cap that existed from October 2002", Should be to September/October 1998. Also,…