Category Archives: Cash alternatives

AllianceBernstein suggests a 60/30/10 portfolio to protect against inflation

Investment firm sees ‘higher and spikier’ inflation looming. By David Enna, Tipswatch.com AllianceBernstein, a global investment firm with about $725 billion in assets under management, is now advising its clients to replace the traditional 60% stocks / 40% bonds portfolio … Continue reading

Posted in Cash alternatives, Investing in TIPS, Retirement | Tagged , , , , , | 42 Comments

iShares launches its 2034 target-date TIPS ETF

By David Enna, Tipswatch.com As I predicted might happen in a December article on this topic, Blackrock’s iShares division last week launched a unique ETF holding just one bond: CUSIP 91282CJY8, a 10-year TIPS that matures in January 2034. The … Continue reading

Posted in Cash alternatives, Inflation, Investing in TIPS, Retirement, TreasuryDirect | 21 Comments

How much are your I Bonds actually earning?

By David Enna, Tipswatch.com Last week, the Treasury set the fixed rate for I Bonds purchased from May to October 2024 at 1.3%, which combined with a variable rate of 2.96% results in a composite rate of 4.28% for six … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Retirement, TreasuryDirect | 29 Comments

Treasury holds I Bond fixed rate at 1.3%; composite rate falls to 4.28%

EE bond’s fixed rate stays at 2.7%; doubling period holds at 20 years By David Enna, Tipswatch.com After signaling for a few days that it would hold off to May 1 to announce new rates for U.S. Series I Savings … Continue reading

Posted in Cash alternatives, EE Bonds, I Bond, Retirement, Savings Bond, TreasuryDirect | 56 Comments

Let’s weigh in on the I Bonds vs. T-bills debate

By David Enna, Tipswatch.com Last week I was being interviewed by CNBC’s Kate Dore about I Bond investment strategies, and I found myself asking her a question: “Do you think the Federal Reserve has learned a lesson?” In other words, … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Treasury Bills, TreasuryDirect | 41 Comments