Unless we see an extended period of deflation (unlikely) your investment should perform about the same as today's auction.
Back in 2021, 10-year real yields were definitely negative. Those two TIPS got real yields of -0.987% in January and…
If the years you need for your ladder are available at auction, that's a good option. I did that many…
Thank you for the great summary of the 5 yr TIPS auction. Back on 12/2023, I bought iShares IBIF, IBIG,…
Category Archives: Cash alternatives
AllianceBernstein suggests a 60/30/10 portfolio to protect against inflation
Investment firm sees ‘higher and spikier’ inflation looming. By David Enna, Tipswatch.com AllianceBernstein, a global investment firm with about $725 billion in assets under management, is now advising its clients to replace the traditional 60% stocks / 40% bonds portfolio … Continue reading
Posted in Cash alternatives, Investing in TIPS, Retirement
Tagged bonds, economy, interest-rates, investing, personal-finance, Treasury investments
42 Comments
iShares launches its 2034 target-date TIPS ETF
By David Enna, Tipswatch.com As I predicted might happen in a December article on this topic, Blackrock’s iShares division last week launched a unique ETF holding just one bond: CUSIP 91282CJY8, a 10-year TIPS that matures in January 2034. The … Continue reading
How much are your I Bonds actually earning?
By David Enna, Tipswatch.com Last week, the Treasury set the fixed rate for I Bonds purchased from May to October 2024 at 1.3%, which combined with a variable rate of 2.96% results in a composite rate of 4.28% for six … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, TreasuryDirect
29 Comments
Treasury holds I Bond fixed rate at 1.3%; composite rate falls to 4.28%
EE bond’s fixed rate stays at 2.7%; doubling period holds at 20 years By David Enna, Tipswatch.com After signaling for a few days that it would hold off to May 1 to announce new rates for U.S. Series I Savings … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Retirement, Savings Bond, TreasuryDirect
56 Comments
Let’s weigh in on the I Bonds vs. T-bills debate
By David Enna, Tipswatch.com Last week I was being interviewed by CNBC’s Kate Dore about I Bond investment strategies, and I found myself asking her a question: “Do you think the Federal Reserve has learned a lesson?” In other words, … Continue reading
Treasury Inflation-Protected Securities 
Not to worry - as testified under oath before Congress, if confirmed as Fed Chair, Warsh is going to change…