Category Archives: Cash alternatives

Treasury is ending paper I Bonds as a tax refund

Posted on September 1, 2024 by Tipswatch

By David Enna, Tipswatch.com If you’ve been overpaying estimated taxes all through 2024 with the intention of purchasing paper U.S. Series I Savings Bonds in 2025 … it’s time for a new plan. Reporter Susan Tompor of the Detroit Free … Continue reading →

Posted in Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , | 29 Comments

Where is the I Bond’s composite rate heading in November?

Posted on August 7, 2024 by Tipswatch

By David Enna, Tipswatch.com We are halfway through the I Bond’s interest-rate-setting period, with the next reset coming on Nov. 1 — or more probably on Halloween Day, Oct. 31. On that day, the U.S. Treasury will announce both a … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | Tagged , , , | 33 Comments

AllianceBernstein suggests a 60/30/10 portfolio to protect against inflation

Posted on June 3, 2024 by Tipswatch

Investment firm sees ‘higher and spikier’ inflation looming. By David Enna, Tipswatch.com AllianceBernstein, a global investment firm with about $725 billion in assets under management, is now advising its clients to replace the traditional 60% stocks / 40% bonds portfolio … Continue reading →

Posted in Cash alternatives, Investing in TIPS, Retirement | Tagged , , , , , | 42 Comments

iShares launches its 2034 target-date TIPS ETF

Posted on May 30, 2024 by Tipswatch

By David Enna, Tipswatch.com As I predicted might happen in a December article on this topic, Blackrock’s iShares division last week launched a unique ETF holding just one bond: CUSIP 91282CJY8, a 10-year TIPS that matures in January 2034. The … Continue reading →

Posted in Cash alternatives, Inflation, Investing in TIPS, Retirement, TreasuryDirect | 21 Comments

How much are your I Bonds actually earning?

Posted on May 5, 2024 by Tipswatch

By David Enna, Tipswatch.com Last week, the Treasury set the fixed rate for I Bonds purchased from May to October 2024 at 1.3%, which combined with a variable rate of 2.96% results in a composite rate of 4.28% for six … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Retirement, TreasuryDirect | 29 Comments