Category Archives: EE Bonds

Treasury sets I Bond fixed rate at 0.9%, composite rate of 4.03%

Posted on October 31, 2025 by Tipswatch

By David Enna, Tipswatch.com There were no surprises in this morning’s announcement of the new fixed and composite rates for U.S. Series I Bonds purchased from November 2025 to April 2026. Treasury followed its past practices, setting the fixed rate … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Inflation, TreasuryDirect | 16 Comments

TreasuryDirect sends another clear message: Changes are coming

Posted on October 26, 2025 by Tipswatch

By David Enna, Tipswatch.com A helpful reader alerted me last week that TreasuryDirect was asking investors to clear out their Zero-Interest Certificates of Indebtedness (C of I) holdings. Based on the wording of the email, I’d call it a “warning,” … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, Treasury Bills, TreasuryDirect | 54 Comments

Today’s not-good-news: Treasury plans ‘substantial’ layoffs

Posted on March 26, 2025 by Tipswatch

By David Enna, Tipswatch.com Court documents filed by a U.S. Treasury official indicate the department is planning a “substantial number” of layoffs, according to reporting from Bloomberg. The revelation came in court documents filed by Treasury to a federal judge … Continue reading →

Posted in EE Bonds, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , , , | 55 Comments

TreasuryDirect tax forms: How to find the 1099s, decipher them

Posted on January 26, 2025 by Tipswatch

By David Enna, Tipswatch.com If you are an account holder at TreasuryDirect, one of your “duties” each January is to go on a hunt for your 1099s, the extremely important (and ruthlessly obtuse) tax forms the Treasury hides away deep … Continue reading →

Posted in EE Bonds, I Bond, Investing in TIPS, Savings Bond, Taxes, Treasury Bills, TreasuryDirect | 45 Comments

TreasuryDirect is sending out a survey on the savings bond gift-box. Here are the details.

Posted on January 8, 2025 by Tipswatch

By David Enna, Tipswatch.com As I have noted many times in recent months, I believe there are changes coming in TreasuryDirect’s “gift box” program, which creates a loophole for buying I Bonds beyond the $10,000 per person annual limit for … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, TreasuryDirect | Tagged , , , , , , | 35 Comments