Category Archives: EE Bonds

TreasuryDirect is sending out a survey on the savings bond gift-box. Here are the details.

Posted on January 8, 2025 by Tipswatch

By David Enna, Tipswatch.com As I have noted many times in recent months, I believe there are changes coming in TreasuryDirect’s “gift box” program, which creates a loophole for buying I Bonds beyond the $10,000 per person annual limit for … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, TreasuryDirect | Tagged , , , , , , | 35 Comments

Treasury is ending its Payroll Savings Plan for purchasing savings bonds

Posted on December 13, 2024 by Tipswatch

By David Enna, Tipswatch.com I was alerted by a reader yesterday about an email sent from TreasuryDirect informing him that it is “discontinuing the ability” to fund savings bond purchases through payroll deductions. Of course, the Treasury didn’t make this … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Investing in TIPS, TreasuryDirect | Tagged | 14 Comments

Treasury holds I Bond fixed rate at 1.3%; composite rate falls to 4.28%

Posted on April 30, 2024 by Tipswatch

EE bond’s fixed rate stays at 2.7%; doubling period holds at 20 years By David Enna, Tipswatch.com After signaling for a few days that it would hold off to May 1 to announce new rates for U.S. Series I Savings … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Retirement, Savings Bond, TreasuryDirect | 56 Comments

I Bond’s fixed rate rises to 1.3%, highest in more than 16 years

Posted on October 31, 2023 by Tipswatch

Composite rate for I Bonds rises to 5.27%. Fixed rate for EE Bonds rises to 2.70%; doubling factor holds at 20 years. By David Enna, Tipswatch.com The Treasury announced today it is raising the permanent fixed rate on the U.S. … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, TreasuryDirect | 83 Comments

Coming tomorrow: The Treasury’s decision on the I Bond’s fixed rate

Posted on October 31, 2022 by Tipswatch

By David Enna, Tipswatch.com Just a heads up to readers: Right after 10 a.m. EDT Tuesday, the Treasury will announce the new composite rate for I Bonds issued between November 2022 and April 2023. Will the I Bond’s fixed rate … Continue reading →

Posted in EE Bonds, I Bond, Savings Bond | 23 Comments