Category Archives: Retirement

September inflation sets I Bond’s new variable rate at 3.94%; Social Security COLA will be 3.2%

Posted on October 12, 2023 by Tipswatch

I Bond’s new composite rate could exceed 5% at the November reset. By David Enna, Tipswatch.com Investors in U.S. Series I Savings Bonds will see the investment’s annualized inflation-adjusted variable rate rise to 3.94% at the November 1 reset, up … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security, Treasury Bills | 39 Comments

U.S. inflation rose 0.6% in August; what does it mean for TIPS, I Bonds and Social Security?

Posted on September 13, 2023 by Tipswatch

By David Enna, Tipswatch.com As expected, rising gasoline prices pushed U.S. inflation higher in August, rising a seasonally-adjusted 0.6% for the month and increasing 3.7% year-over-year, the Bureau of Labor Statistics reported today. Core inflation, which removes food and energy, … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Social Security | 15 Comments

Oh no, I’ve become a Treasury market day-trader!

Posted on August 27, 2023 by Tipswatch

Real yields at 2% are too good to pass up. Or am I wrong? By David Enna, Tipswatch.com OK, it’s a silly headline. I am not really day-trading in the Treasury and fixed-income markets; I’ve only been buying and not … Continue reading →

Posted in Bank CDs, Inflation, Investing in TIPS, Retirement, Treasury Bills | 54 Comments

Now is an ideal time to build a ladder of inflation-protected TIPS

Posted on August 14, 2023 by Tipswatch

Update July 1, 2026: Although this article was posted in August 2023, the logic of ladder building holds true today. According to Tipsladder.com, investors today can build a 30-year TIPS ladder with a composite real yield of 2.6% and a … Continue reading →

Posted in Federal Reserve, Investing in TIPS, Retirement, TreasuryDirect | 68 Comments

U.S. inflation rose 0.2% in July; what does it mean for I Bonds, TIPS and Social Security COLA?

Posted on August 10, 2023 by Tipswatch

By David Enna, Tipswatch.com Markets got fairly positive news today with the release of the July inflation report: The Consumer Price Index for All Urban Consumers rose 0.2% on a seasonally adjusted basis, the Bureau of Labor Statistics reported. Over … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Social Security | 22 Comments