Category Archives: Retirement

Oh no, I’ve become a Treasury market day-trader!

Real yields at 2% are too good to pass up. Or am I wrong? By David Enna, Tipswatch.com OK, it’s a silly headline. I am not really day-trading in the Treasury and fixed-income markets; I’ve only been buying and not … Continue reading

Posted in Bank CDs, Inflation, Investing in TIPS, Retirement, Treasury Bills | 54 Comments

Now is an ideal time to build a ladder of inflation-protected TIPS

Update July 1, 2026: Although this article was posted in August 2023, the logic of ladder building holds true today. According to Tipsladder.com, investors today can build a 30-year TIPS ladder with a composite real yield of 2.6% and a … Continue reading

Posted in Federal Reserve, Investing in TIPS, Retirement, TreasuryDirect | 68 Comments

U.S. inflation rose 0.2% in July; what does it mean for I Bonds, TIPS and Social Security COLA?

By David Enna, Tipswatch.com Markets got fairly positive news today with the release of the July inflation report: The Consumer Price Index for All Urban Consumers rose 0.2% on a seasonally adjusted basis, the Bureau of Labor Statistics reported. Over … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Social Security | 22 Comments

Social Security COLA looks likely to slip to 3.0% to 3.2% for 2024

Projecting the COLA is a fool’s game. But I’ll try anyway … By David Enna, Tipswatch.com With the release of the June inflation report on July 12, we now have a “pretty good” idea of where the Social Security cost-of-living … Continue reading

Posted in Inflation, Medicare, Retirement, Social Security | 7 Comments

Medicare Advantage is a profit machine for insurance companies, study finds

By David Enna, Tipswatch.com If you watch any news programming on television, you’ve seen annoying ads for Medicare Advantage running year round. “$0 monthly premiums!” “More benefits!” “Call to see if you qualify!” Medicare Advantage, also called Part C of … Continue reading

Posted in Medicare, Retirement | 117 Comments