Category Archives: Retirement

Social Security COLA: An increase of 6% looks likely for 2022

(And here’s the esoteric and confusing way that is calculated) By David Enna, August 11, 2021 update: The July inflation report keeps the COLA on track for an increase of about 6% Inflation trends through June 2021 make it … Continue reading

Posted in Retirement, Social Security | 8 Comments

U.S. inflation surges 0.9% in June, nearly double expectations

By David Enna, U.S. inflation surged 0.9% in June, much higher than expectations. It was the fifth month in a row that actual inflation far exceeded consensus estimates. My conclusion: Economists really have no idea where inflation is heading. … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Social Security | 8 Comments

Want inflation protection? Be wary when the fund salesman calls.

The Lord Abbet Inflation Focused fund is a mixed-bag short-term corporate bond fund, not a typical TIPS fund By David Enna, I have an elderly friend (she’s 90+ years old so I think it’s OK to call her elderly) … Continue reading

Posted in Cash alternatives, Investing in TIPS, Retirement | 11 Comments

T-Mobile Money: A weird (but insured) way to earn 1% on your cash

And here’s the thing: You don’t need to be a T-Mobile customer By David Enna, Back in mid-February, my cellphone carrier T-Mobile sent me an intriguing email about what seemed to be a new service offering: T-Mobile Money, an … Continue reading

Posted in Bank CDs, Cash alternatives, Retirement | 25 Comments

Frightened by a phantom? TIPS are fine in a taxable account, until …

By David Enna, A couple years ago, just as my wife and I were both retiring, we went through a rigorous financial planning exercise with an hourly-fee adviser. We were in sync on almost all his advice, except when … Continue reading

Posted in Investing in TIPS, Retirement | 12 Comments