Category Archives: Retirement

Want inflation protection? Be wary when the fund salesman calls.

The Lord Abbet Inflation Focused fund is a mixed-bag short-term corporate bond fund, not a typical TIPS fund By David Enna, I have an elderly friend (she’s 90+ years old so I think it’s OK to call her elderly) … Continue reading

Posted in Cash alternatives, Investing in TIPS, Retirement | 11 Comments

T-Mobile Money: A weird (but insured) way to earn 1% on your cash

And here’s the thing: You don’t need to be a T-Mobile customer By David Enna, Back in mid-February, my cellphone carrier T-Mobile sent me an intriguing email about what seemed to be a new service offering: T-Mobile Money, an … Continue reading

Posted in Bank CDs, Cash alternatives, Retirement | 14 Comments

Frightened by a phantom? TIPS are fine in a taxable account, until …

By David Enna, A couple years ago, just as my wife and I were both retiring, we went through a rigorous financial planning exercise with an hourly-fee adviser. We were in sync on almost all his advice, except when … Continue reading

Posted in Investing in TIPS, Retirement | 12 Comments

Medicare Costs Will Rise Slightly In 2021, But Beware Of IRMAA

The Part B premium will increase to $148.50 in 2021, up from $144.60 in 2020. Congress held down this cost in a spending bill passed earlier this year. The annual Part B deductible is increasing to $203, up from $198 … Continue reading

Posted in Medicare, Retirement | Leave a comment