An analysis by The Wall Street Journal identified multiple instances of companies raising prices on items ranging from jeans to spices this…
Just keep in mind that redeeming those early-year I Bonds will trigger a surprising tax hit. You may want to…
30 years is a long time, certainly beyond my imagined life expectancy. My impression is most of the people who…
I wouldn’t use the January number to extrapolate a year because non seasonally adjusted inflation runs higher at the beginning…
Category Archives: Retirement
Forecast: Social Security COLA for 2026 should be around 2.8%
Of course, this forecast, and every other one you read, may be wrong. By David Enna, Tipswatch.com It’s July, and that means it is time for my annual adventure trying to forecast next year’s Social Security cost-of-living adjustment. I’m usually … Continue reading
Posted in Inflation, Medicare, Retirement, Social Security
11 Comments
A retirement planning expert dives into the Big Beautiful Bill
By David Enna, Tipswatch.com Just to give you an idea of how complicated taxes are: For my last post, discussing the tax on Social Security benefits, I made 27 edits and revisions within a day of publishing as I received … Continue reading
Posted in Retirement, Social Security, Taxes
Tagged finance, financial-planning, investing, personal-finance, Retirement
7 Comments
No tax on Social Security benefits? Not quite true.
By David Enna, Tipswatch.com I sometimes watch too much CNN (stop me!) and on Thursday I heard Republican members of Congress repeatedly state that the just-approved Big Beautiful Bill would eliminate the tax on Social Security benefits, fulfilling a campaign … Continue reading
Posted in Medicare, Retirement, Social Security, Taxes
Tagged finance, personal-finance, politics, Social Security, Taxes
77 Comments
I Bond gets a new fixed rate of 1.10%, composite rate of 3.98%
A predictable result in unpredictable times. By David Enna, Tipswatch.com The U.S. Treasury held to past practices today, setting the new fixed rate for the U.S. Series I Savings Bond at 1.10%, as expected, and the new composite rate at … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
43 Comments
Welcome to the I Bond ‘buying season’
Buy in April to lock in the 1.2% fixed rate? Or buy in May to start with a higher composite rate? April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills, TreasuryDirect
Tagged economy, finance, inflation, investing, personal-finance, The Treasury
56 Comments
Treasury Inflation-Protected Securities 
Looks like another good opportunity to build on the bond ladder portion of a portfolio for the middle-aged and trust…