Category Archives: Savings Bond

My I Bond fixed-rate projection just fell to 1.10%

Posted on April 3, 2025 by Tipswatch

The benchmark 5-year real yield continues to fall. By David Enna, Tipswatch.com April 11, 2025, update: Welcome to the I Bond ‘buying season’ April 10, 2025, update: I Bond’s variable rate will rise to 2.86% on May 1 Amid all this week’s … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged economy, finance, inflation, investing, personal-finance, The Treasury | 25 Comments

Today’s not-good-news: Treasury plans ‘substantial’ layoffs

Posted on March 26, 2025 by Tipswatch

By David Enna, Tipswatch.com Court documents filed by a U.S. Treasury official indicate the department is planning a “substantial number” of layoffs, according to reporting from Bloomberg. The revelation came in court documents filed by Treasury to a federal judge … Continue reading →

Posted in EE Bonds, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged doge, news, politics, The Treasury, Treasury investments | 55 Comments

January’s inflation report was a bit of a disaster

Posted on February 12, 2025 by Tipswatch

All-items and core inflation both rose much higher than expectations. By David Enna, Tipswatch.com The January inflation report, just released by the Bureau of Labor Statistics, demonstrated that U.S. inflation is far from tamed. This was not good news. There … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | Tagged economy, finance, inflation, interest-rates, investing | 38 Comments

TreasuryDirect tax forms: How to find the 1099s, decipher them

Posted on January 26, 2025 by Tipswatch

By David Enna, Tipswatch.com If you are an account holder at TreasuryDirect, one of your “duties” each January is to go on a hunt for your 1099s, the extremely important (and ruthlessly obtuse) tax forms the Treasury hides away deep … Continue reading →

Posted in EE Bonds, I Bond, Investing in TIPS, Savings Bond, Taxes, Treasury Bills, TreasuryDirect | 45 Comments

A great mystery: I Bond buying guide for 2025

Posted on January 5, 2025 by Tipswatch

By David Enna, Tipswatch.com April 11, 2025, update: Welcome to the I Bond ‘buying season’ April 10, 2025, update: I Bond’s variable rate will rise to 2.86% on May 1 Update, Jan 31, 2025: I noted in this article that I was … Continue reading →