Category Archives: Savings Bond

2022 in review: Scary year for inflation, better year for inflation protection

By David Enna, The year 2022 broke through several economic milestones, and most of them were dreadful: Highest U.S. inflation in 40 years. U.S. stock market down 20%. U.S. bond market down 13%. Federal Reserve aggressively raising interest rates. … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | 30 Comments

My schedule … and what’s coming up

By David Enna, I’m traveling in Costa Rica for a couple weeks and I will often be in areas with weak or zero Internet connections. So I won’t be writing much and I may miss responding to some of … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | 10 Comments

Short-term I Bond investors: Be patient with your exit strategy

By David Enna, Even before I Bond investors crashed the TreasuryDirect website in late October, many financial journalists were pondering this question: “How fast can you get out of I Bonds?” For example, this from MarketWatch in early October: … Continue reading

Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect | 65 Comments

Coming tomorrow: The Treasury’s decision on the I Bond’s fixed rate

By David Enna, Just a heads up to readers: Right after 10 a.m. EDT Tuesday, the Treasury will announce the new composite rate for I Bonds issued between November 2022 and April 2023. Will the I Bond’s fixed rate … Continue reading

Posted in EE Bonds, I Bond, Savings Bond | 23 Comments

Want to stash I Bonds in a ‘gift box’? Do it by Wednesday.

With this strategy, you can bypass the $10,000 per person purchase limit, but there are potential drawbacks. By David Enna, Throughout this year, I have read with — at first, disbelief, and later, fascination — as devotees of U.S. … Continue reading

Posted in I Bond, Savings Bond, TreasuryDirect | 84 Comments