Category Archives: Taxes

Considering an I Bond rollover? Do it the right way.

Posted on September 25, 2024 by Tipswatch

For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading →

Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect | Tagged , , | 41 Comments

Interested in swapping out 0.0% fixed-rate I Bonds? Here’s a guide.

Posted on March 31, 2024 by Tipswatch

By David Enna, Tipswatch.com A logical strategy for some I Bond investors is to act now to redeem I Bonds with a fixed rate of 0.0% (and a current composite rate no higher than 3.94%) and use that money to … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Taxes, TreasuryDirect | 51 Comments

Attention investors: Is it time to rebalance?

Posted on March 10, 2024 by Tipswatch

By David Enna, Tipswatch.com While returning home from New Zealand a few days ago, I got into an airport conversation with a traveling friend. I mentioned I had a lot of things to do once I got home (about 30 … Continue reading →

Posted in Cash alternatives, I Bond, Retirement, Taxes | Tagged , | 57 Comments

Long-time I Bond investors face a tax time bomb

Posted on February 4, 2024 by Tipswatch

By David Enna, Tipswatch.com U.S. Series I Savings Bonds are a unique investment because all interest is rolled into principal until redemption, and in most cases, all the compounded earnings are tax deferred until the I Bond is redeemed or … Continue reading →

Posted in I Bond, Investing in TIPS, Medicare, Retirement, Savings Bond, Taxes, TreasuryDirect | 111 Comments

TreasuryDirect 1099s: How to find tax forms, decipher them

Posted on January 28, 2024 by Tipswatch

By David Enna, Tipswatch.com One of the “interesting” challenges in dealing with the U.S. government’s TreasuryDirect website comes each January, when you might — or might not — need to go in search of federal tax forms. If you had … Continue reading →

Posted in I Bond, Investing in TIPS, Taxes, Treasury Bills, TreasuryDirect | 21 Comments