Category Archives: TreasuryDirect

How much are your I Bonds actually earning?

Posted on May 5, 2024 by Tipswatch

By David Enna, Tipswatch.com Last week, the Treasury set the fixed rate for I Bonds purchased from May to October 2024 at 1.3%, which combined with a variable rate of 2.96% results in a composite rate of 4.28% for six … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Retirement, TreasuryDirect | 29 Comments

Treasury holds I Bond fixed rate at 1.3%; composite rate falls to 4.28%

Posted on April 30, 2024 by Tipswatch

EE bond’s fixed rate stays at 2.7%; doubling period holds at 20 years By David Enna, Tipswatch.com After signaling for a few days that it would hold off to May 1 to announce new rates for U.S. Series I Savings … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Retirement, Savings Bond, TreasuryDirect | 56 Comments

Real yields are rising, but haven’t yet hit highs of 2023

Posted on April 28, 2024 by Tipswatch

By David Enna, Tipswatch.com I’ve been watching with fascination as market real yields of Treasury Inflation-Protected Securities have been steadily rising in recent weeks. We can look at several apparent causes: Definition: The real yield to maturity of a TIPS … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | 20 Comments

Let’s weigh in on the I Bonds vs. T-bills debate

Posted on April 21, 2024 by Tipswatch

By David Enna, Tipswatch.com Last week I was being interviewed by CNBC’s Kate Dore about I Bond investment strategies, and I found myself asking her a question: “Do you think the Federal Reserve has learned a lesson?” In other words, … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Treasury Bills, TreasuryDirect | 41 Comments

New 5-year TIPS gets a real yield of 2.242%, 2nd highest in 15 years

Posted on April 18, 2024 by Tipswatch

By David Enna, Tipswatch.com The Treasury’s auction of $23 billion in a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CKL4 — resulted a real yield to maturity of 2.242%, the 2nd highest result for this term since October 2008. The … Continue reading →

Posted in Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , | 43 Comments