Category Archives: TreasuryDirect

TreasuryDirect email is an omen of coming changes

Again, a prod to deliver gift-box savings bonds. Quickly. By David Enna, Tipswatch.com Savings Bond investors who are holding I Bonds in “gift-box” storage are getting emails from TreasuryDirect this week advising them to deliver the bonds to the intended … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect | 84 Comments

I Bond rate reset: We’re heading toward chaos

Oct. 24 update: September inflation report sets I Bond variable rate at 3.12% Oct. 12 update: I Bond fixed rate projection just fell to 0.90% Oct. 10, 2025 update: The Trump administration has allowed the BLS to recall staff to prepare … Continue reading

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | 31 Comments

10-year TIPS reopening will mark a shift in yields

Are we entering an era of lower real returns? By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $19 billion in a reopened 10-year TIPS, CUSIP 91282CNS6. This will be a notable auction because the real yield to … Continue reading

Posted in Inflation, Investing in TIPS, Retirement, TreasuryDirect | Tagged , , | 18 Comments

Vanguard backs off on raising its bond-trading minimum to $10,000

IMPORTANT NOTE: I wrote this article on Wednesday to be published Sunday while I am visiting family out of town. It appears that Vanguard has backed off on raising the bond minimum to $10,000, based on Boglehead discussions posted Saturday … Continue reading

Posted in Cash alternatives, Investing in TIPS, TreasuryDirect | Tagged , , | 26 Comments

30-year TIPS reopening gets real yield of 2.650%, highest in nearly 24 years

By David Enna, Tipswatch.com Investors were ready and willing to jump aboard today’s auction of a reopened 30-year Treasury Inflation-Protected Security, CUSIP 912810UH9. And why not? The resulting real yield to maturity of 2.650% was the highest for this term … Continue reading

Posted in Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , , , | 20 Comments