Thank you for writing about your experience. I Guess your lucky it was done in under 1 year.
Schwab does seem to hide the exact YTM for TIPS, but I've found it in the past so it is…
I presume the I bond interest penalty came from bank CDs, which also have redemption penalties ranging from 3 to…
I would caution all who use Treasury Direct to consider whether your purchase could be done in a brokerage account.…
Category Archives: TreasuryDirect
My schedule … and what’s coming next
By David Enna, Tipswatch.com Long-time readers of this site know what that headline means: I am on the move. Over the next 3+ weeks I will be traveling “Down Under.” That’s Australia, the continent with more than 20 creatures – … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Tariffs, TreasuryDirect
24 Comments
TreasuryDirect tax forms: How to find the 1099s, decipher them
By David Enna, Tipswatch.com One of the great “joys” of having an account at TreasuryDirect is hunting for information on federal taxes you might owe on last year’s transactions. It’s not easy, and even when you find the information, it … Continue reading
Posted in I Bond, Investing in TIPS, Taxes, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
24 Comments
I Bond buying guide for 2026: Wait it out
By David Enna, Tipswatch.com Last January, Series I Savings Bonds offered a fixed rate of 1.20% and had a lot of appeal. A year later, that fixed rate has fallen to 0.90%. Are I Bonds still relevant for investors seeking … Continue reading
In a volatile week, auction of new 10-year TIPS gets a real yield of 1.940%, a nice result for investors
By David Enna, Tipswatch.com All week, I have been calling today’s auction of $21 billion in a new 10-year Treasury Inflation-Protected Security — CUSIP 91282CPU9 — the hardest to forecast in a decade. At times, the most recent 10-year TIPS … Continue reading
Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
20 Comments
Is this week’s new 10-year TIPS worth targeting?
For me, definitely. But it’s a personal decision. By David Enna, Tipswatch.com Something unique is coming this week: The first-ever Treasury Inflation-Protected Security to mature in the year 2036. For that reason, and the fact that real yields remain attractive, … Continue reading
Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
36 Comments
Treasury Inflation-Protected Securities 
Last month I pointed out that the I Bond rate would be smoothed out by timing, because the first spike…