Category Archives: TreasuryDirect

Treasury holds I Bond fixed rate at 0.90%; composite rate rises to 4.26%

Posted on April 30, 2026 by Tipswatch

I Bonds remain an attractive investment for capital preservation. By David Enna, Tipswatch.com The Treasury announced this morning it is holding the fixed rate of the U.S. Series I Savings Bond at 0.90%, the rate in effect since since November … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Treasury Bills, TreasuryDirect | 37 Comments

TreasuryDirect, ditch the ‘gift box’ and raise the I Bond purchase cap

Posted on April 26, 2026 by Tipswatch

My solution: Double the purchase cap to at least $20,000 a year. By David Enna, Tipswatch.com Last week, TreasuryDirect again sent emails asking holders of savings bonds in gift boxes to deliver them as quickly as possible. I have written … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Inflation, Retirement, TreasuryDirect | Tagged investing, personal-finance, Treasury investments | 81 Comments

5-year TIPS auction gets a real yield of 1.367%

Posted on April 23, 2026 by Tipswatch

By David Enna, Tipswatch.com On a day when real and nominal yields were creeping higher, the Treasury’s auction of $26 billion in a new 5-year Treasury Inflation-Protected Security got a real yield to maturity of 1.367%, a good result for … Continue reading →

Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect | Tagged investing, personal-finance, Treasury investments | 25 Comments

Here comes a rather unexciting 5-year TIPS auction

Posted on April 19, 2026 by Tipswatch

By David Enna, Tipswatch.com Unexciting? These days, maybe that’s a good thing. The U.S. Treasury on Thursday will auction $26 billion of a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CQP9. The real yield to maturity and coupon rate will … Continue reading →

Posted in Bank CDs, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged investing, personal-finance, Treasury investments | 15 Comments

I Bond dilemma: Buy in April or just keep waiting?

Posted on April 12, 2026 by Tipswatch

I am buying in April. A lot of you will disagree. There is no wrong answer. By David Enna, Tipswatch.com Let’s take a moment to ponder what happened in March: The United States went to war in the Mideast, gas … Continue reading →