Tag Archives: finance

What’s the composite rate for your I Bonds?

By David Enna, Tipswatch.com The Treasury just set the new composite rate for I Bonds purchased from May to October 2025: 3.98% for six months, based on a combination of a permanent fixed rate of 1.10% and an inflation-adjusted variable … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | Tagged , , | 12 Comments

5-year TIPS auction gets real yield of 1.702% to apparently weak demand

By David Enna, Tipswatch.com The Treasury’s auction of a new 5-year TIPS, CUSIP 91282CNB3, was a hard one to predict. Real yields have been sliding all over the place in the last week. You might have seen real yield predictions … Continue reading →

Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , | 21 Comments

Welcome to the I Bond ‘buying season’

Buy in April to lock in the 1.2% fixed rate? Or buy in May to start with a higher composite rate? April 30 update: I Bond gets a new fixed rate of 1.10%, composite rate of 3.98% By David Enna, Tipswatch.com … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | Tagged , , , , , | 56 Comments

The Treasury market seems to be crumbling. Why?

By David Enna, Tipswatch.com Update, 2:15 pm April 9: Just about 12 hours after enforcing crippling tariffs on much of the world, President Trump changed course and announced a 90-day pause on reciprocal tariffs (above the new baseline 10%) on … Continue reading →

Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS | Tagged , , , , , , | 43 Comments

My I Bond fixed-rate projection just fell to 1.10%

The benchmark 5-year real yield continues to fall. By David Enna, Tipswatch.com April 11, 2025, update: Welcome to the I Bond ‘buying season’ April 10, 2025, update: I Bond’s variable rate will rise to 2.86% on May 1 Amid all this week’s … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged , , , , , | 25 Comments