I Bond Investors: Here’s Your Buying Guide For 2017

Summary

  • Advice: Do nothing for three months.
  • The current 2.76% variable rate is at risk, but the current fixed rate of 0.0% is too low.
  • It’s a waiting game: Watch the variable rate trend and hope for a higher fixed rate later in 2017.

U.S. Series I Savings Bonds are a boring, ultra-conservative investment that somehow drive many people – including a lot of very wealthy people – to scheme over buying strategies and fret over single basis-point rate swings. The key strategy is to buy them every year, up to the Treasury limit. But the question is: When?

Read my full analysis at SeekingAlpha.com

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.
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4 Responses to I Bond Investors: Here’s Your Buying Guide For 2017

  1. 5Flavors says:

    What about TIPS auction later this week??

  2. jim says:

    Ugh, the real rates are trending down again

  3. Jimbo says:

    The Trump Bump is over already?

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