I Bonds: Here’s My Late-2017 Buying Guide

Summary

  • I Bond investors have entered 2017’s limbo period: Buy now, or wait until November?
  • If you view I Bonds as a short-term investment, buying now seems to be the wisest decision.
  • Investors longing for a higher fixed rate than zero will want to wait until November 1 to see the Treasury’s fixed-rate reset.

Read my full analysis on SeekingAlpha.com

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2 Responses to I Bonds: Here’s My Late-2017 Buying Guide

  1. Joe McQuade says:

    As to 2018, would you buy your annual allotment of I Bonds early in January, or wait until the next rates are published?

  2. tipswatch says:

    In the ‘old days’ I would have said to buy I Bonds in January as long as the fixed rate looks good. But now my thinking is to buy I Bonds later in the year in the ‘limbo’ periods – after mid-April or mid-October once you know the next variable rate. Then you can buy before or after the next rate reset.

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