Author Archives: Tipswatch

About Tipswatch

Author of blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

Short-term I Bond investors: Be patient with your exit strategy

By David Enna, Even before I Bond investors crashed the TreasuryDirect website in late October, many financial journalists were pondering this question: “How fast can you get out of I Bonds?” For example, this from MarketWatch in early October: … Continue reading

Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect | 64 Comments

Treasury sets I Bond’s new fixed rate at 0.4%; composite rate is now 6.89%

Fixed rate for Series EE Savings Bonds soars from 0.1% to 2.1%; doubling period remains at 20 years. By David Enna, The U.S. Treasury announced this morning it is raising the fixed rate of the U.S Series I Savings … Continue reading

Posted in Investing in TIPS | 58 Comments

Coming tomorrow: The Treasury’s decision on the I Bond’s fixed rate

By David Enna, Just a heads up to readers: Right after 10 a.m. EDT Tuesday, the Treasury will announce the new composite rate for I Bonds issued between November 2022 and April 2023. Will the I Bond’s fixed rate … Continue reading

Posted in EE Bonds, I Bond, Savings Bond | 23 Comments

TreasuryDirect, this is not acceptable.

By David Enna, Over the last decade, I’ve been a defender of TreasuryDirect despite its dated website, awful tax forms and cryptic communications. In almost all cases, it has worked for me. Acceptable and most importantly, secure. But now, … Continue reading

Posted in I Bond, TreasuryDirect | 72 Comments

Want to stash I Bonds in a ‘gift box’? Do it by Wednesday.

With this strategy, you can bypass the $10,000 per person purchase limit, but there are potential drawbacks. By David Enna, Throughout this year, I have read with — at first, disbelief, and later, fascination — as devotees of U.S. … Continue reading

Posted in I Bond, Savings Bond, TreasuryDirect | 60 Comments