Category Archives: Cash alternatives

Let’s check in on the I Bond’s next fixed rate

Posted on February 26, 2024 by Tipswatch

By David Enna, Tipswatch.com Earlier this year, I think most I Bond investors were assuming that the I Bond’s next fixed rate would end up being lower than the current 1.30%, the highest fixed rate since November 2006. But things … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, TreasuryDirect | 15 Comments

Here are results of my short-term TIPS experiment

Posted on January 24, 2024 by Tipswatch

Did it work out well? Yes. But is it worth the risks? By David Enna, Tipswatch.com For a few years now, I’ve been getting questions about seemingly lavish high real yields on Treasury Inflation-Protected Securities that are nearing maturity. My … Continue reading →

Posted in Cash alternatives, Inflation, Investing in TIPS, Treasury Bills, TreasuryDirect | 18 Comments

I Bond buying guide for 2024: Be patient

Posted on January 7, 2024 by Tipswatch

By David Enna, Tipswatch.com Updated analysis … I Bond dilemma: Buy in April, in May, or not at all? If you are a longer-term investor looking for ultimate safety and protection from inflation, you are going to want to buy U.S. … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Treasury Bills, TreasuryDirect | 115 Comments

Federal Reserve launches a ‘sea change’ of uncertainty

Posted on December 14, 2023 by Tipswatch

By David Enna, Tipswatch.com We’ve entered a new era. That’s what Bloomberg’s ever-thoughtful Tom Keene repeated over and over in Wednesday’s coverage of the Federal Reserve’s interest rate forecasts. “This is a sea change,” he said. “I have to emphasize … Continue reading →

Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Treasury Bills | 27 Comments

I Bond’s fixed rate rises to 1.3%, highest in more than 16 years

Posted on October 31, 2023 by Tipswatch

Composite rate for I Bonds rises to 5.27%. Fixed rate for EE Bonds rises to 2.70%; doubling factor holds at 20 years. By David Enna, Tipswatch.com The Treasury announced today it is raising the permanent fixed rate on the U.S. … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, TreasuryDirect | 83 Comments