In the article, the reporter implied that I thought, "And even after the five-year mark, when the penalty no longer…
If I looked at the percentage of just fixed income in our portfolio, it is about 30%, maybe a bit…
Vanguard says their analyses land at 20-40% of fixed income in inflation adjusted bonds, which is what I follow.
Nice to see you quoted in Kiplingers. https://www.kiplinger.com/personal-finance/savings-bonds/why-you-should-keep-an-eye-on-i-bonds-now
Category Archives: I Bond
Treasury holds I Bond fixed rate at 0.90%; composite rate rises to 4.26%
I Bonds remain an attractive investment for capital preservation. By David Enna, Tipswatch.com The Treasury announced this morning it is holding the fixed rate of the U.S. Series I Savings Bond at 0.90%, the rate in effect since since November … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Treasury Bills, TreasuryDirect
37 Comments
TreasuryDirect, ditch the ‘gift box’ and raise the I Bond purchase cap
My solution: Double the purchase cap to at least $20,000 a year. By David Enna, Tipswatch.com Last week, TreasuryDirect again sent emails asking holders of savings bonds in gift boxes to deliver them as quickly as possible. I have written … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Inflation, Retirement, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
81 Comments
Here comes a rather unexciting 5-year TIPS auction
By David Enna, Tipswatch.com Unexciting? These days, maybe that’s a good thing. The U.S. Treasury on Thursday will auction $26 billion of a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CQP9. The real yield to maturity and coupon rate will … Continue reading
Posted in Bank CDs, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
15 Comments
I Bond dilemma: Buy in April or just keep waiting?
I am buying in April. A lot of you will disagree. There is no wrong answer. By David Enna, Tipswatch.com Let’s take a moment to ponder what happened in March: The United States went to war in the Mideast, gas … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, TreasuryDirect
69 Comments
March inflation sets I Bond’s new variable rate at 3.34%
U.S. all-items inflation rose 0.9% in March to an annual rate of 3.3%. By David Enna, Tipswatch.com The March inflation report — a stunner, but not a surprise — showed that non-seasonally-adjusted all-items inflation rose 0.9% for the month, matching … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, TreasuryDirect
18 Comments
Treasury Inflation-Protected Securities 
Yes, different. If you have a specific time period in mind, such as 10 years in this case, the individual…