Category Archives: I Bond

Want to stash I Bonds in a ‘gift box’? Do it by Wednesday.

With this strategy, you can bypass the $10,000 per person purchase limit, but there are potential drawbacks. By David Enna, Throughout this year, I have read with — at first, disbelief, and later, fascination — as devotees of U.S. … Continue reading

Posted in I Bond, Savings Bond, TreasuryDirect | 60 Comments

Get ready: This week’s 5-year TIPS auction is a ‘unicorn’

Rarely seen: High real yield, high coupon rate, discount to par value. Update: New 5-year TIPS auctions with a real yield of 1.732%, highest in 15 years By David Enna, The U.S. Treasury on Thursday will offer $21 billion in … Continue reading

Posted in I Bond, Inflation, Investing in TIPS | 76 Comments

Ignore the fixed-rate drama; buy I Bonds in October

The 9.62% annualized rate for six months is a huge advantage. By David Enna, Here we are, in the U.S. Series I Savings Bond’s “limbo fortnight,” a period when we know the current composite rate (9.62% annualized, good for … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 49 Comments

September inflation report sets I Bond variable rate at 6.48%; Social Security COLA rises to 8.7%

Annual core inflation hits 6.6%, a 40-year high. This isn’t good news for financial markets. By David Enna, Here is it, the most important Inflation Day of the year, setting in stone the inflation-adjusted variable rate on U.S. Series … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Social Security | 30 Comments

Opinion: Treasury should raise the I Bond’s fixed rate

But will it? The odds are better now. The data clearly support a higher fixed rate. By David Enna, How the U.S. Treasury sets the fixed rate on the Series I Savings Bond is wrapped in mystery. No one … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 40 Comments