Thank you for your kind words, and for taking the time to check it out I should have mentioned, it…
Hi David, I’ve been thinking about how TIPS and I Bonds might perform in a stagflation environment. As far as…
“So there is a lot of time to ponder a purchase in May or October.” I think you meant to…
No one is suggesting hesitating until the year is over and its too late. The rates change twice a year.…
Category Archives: I Bond
Treasury sets I Bond’s fixed rate at 1.20%, composite rate falls to 3.11%
But … no clarification yet on delivery of gift-box purchases. By David Enna, Tipswatch.com The U.S. Treasury just announced a 1.20% fixed interest rate for the Series I Savings Bond, creating a new six-month composite rate of 3.11% for purchases … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, Savings Bond, TreasuryDirect
23 Comments
It’s going to be a big week for I Bonds
Oct. 31 update: Treasury sets I Bond’s fixed rate at 1.20%, composite rate falls to 3.11% By David Enna, Tipswatch.com By Thursday (or possibly Friday) we are going to get a lot of new information about U.S. Series I Savings … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect
Tagged bonds, personal-finance, Treasury investments
56 Comments
Deciphering TreasuryDirect’s mysterious gift-box email
By David Enna, Tipswatch.com Update, Jan 31, 2025: I noted in this article that I was going to make a “test” I Bond purchase in January 2025 to see if it would trigger a purchase limit because of gift box … Continue reading
Posted in I Bond, Inflation, Savings Bond, TreasuryDirect
Tagged personal-finance, The Treasury
85 Comments
What about Thursday’s auction of a new 5-year TIPS?
Real yields are holding up, but the curve is widening. By David Enna, Tipswatch.com The October auction of a new 5-year Treasury Inflation-Protected Security is always a baffler. The auctioned real yield is highly likely to be lower than many … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, TreasuryDirect
Tagged bonds, inflation, investing, personal-finance, TIPS
20 Comments
The one key rule for using TreasuryDirect …
By David Enna, Tipswatch.com TreasuryDirect gets a lot of bad press, mostly deserved, for presenting a clunky website with a bureaucratic mess of rules and usually lousy customer service. I’ve been using TreasuryDirect services for at least 32 years, even … Continue reading
Treasury Inflation-Protected Securities 
Real and nominal yields tend to move together, higher or lower. In the same direction, but not necessarily by the…