Category Archives: I Bond

2023: A good year for fighting inflation

For investors seeking safety and inflation protection, volatility brought strong opportunities. By David Enna, Tipswatch.com All things considered (financially speaking, that is) 2023 was a pretty good year. Maybe even very good. The U.S. inflation rate dropped from 6.4% in … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills | 79 Comments

U.S. inflation rose 0.1% in November, at bit higher than expected

TIPS principal balances will fall 0.2% in January, based on non-seasonally adjusted inflation. By David Enna, Tipswatch.com Costs of shelter continued rising in November, offsetting declines in gas prices, resulting in seasonally-adjusted all-items inflation of 0.1% for the month, the … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS | 11 Comments

Real yields are sliding lower with talk of a ‘Fed pivot’

By David Enna, Tipswatch.com You can’t watch CNBC for more than 10 minutes without hearing some analyst predict the Federal Reserve will begin cutting interest rates in March 2024 … or May … or certainly by June. On the other … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond | 27 Comments

Random thoughts on I Bonds in 2023, 2024

I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | 51 Comments

I Bond’s fixed rate rises to 1.3%, highest in more than 16 years

Composite rate for I Bonds rises to 5.27%. Fixed rate for EE Bonds rises to 2.70%; doubling factor holds at 20 years. By David Enna, Tipswatch.com The Treasury announced today it is raising the permanent fixed rate on the U.S. … Continue reading

Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, TreasuryDirect | 83 Comments