Category Archives: I Bond

I Bond’s fixed rate will rise to 0.9% on May 1, TreasuryDirect says

Posted on April 28, 2023 by Tipswatch

Composite rate will fall from 6.89% to 4.30%, but the fixed rate of 0.9% is highly attractive for long-term holders. By David Enna, Tipswatch.com Surprise! I Bonds purchased from May to October 2023 will get a fixed rate of 0.9% … Continue reading →

Posted in I Bond, TreasuryDirect | 114 Comments

I Bond dilemma: Buy in April, buy in May, or don’t buy at all?

Posted on April 14, 2023 by Tipswatch

The I Bond’s fixed rate could rise to 0.6% or higher on May 1. Should you wait? Or look at alternatives? By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate … Continue reading →

Posted in Bank CDs, Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 77 Comments

March inflation report sets I Bond’s new variable rate at 3.38%

Posted on April 12, 2023 by Tipswatch

Annual U.S. inflation fell to 5.0% in March, but core inflation rose to 5.6%. By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate is 4.30% The just-released U.S. inflation report … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond | 50 Comments

After three months of volatility, where do we stand?

Posted on April 4, 2023 by Tipswatch

TIPS remain attractive. And now bank CDs are worth a serious look. By David Enna, Tipswatch.com It’s been kind of wild to go from seeing the possibility of TIPS with a real yield of 2% in early March to the … Continue reading →

Posted in Bank CDs, Cash alternatives, ETFs, I Bond, Inflation, Investing in TIPS, Treasury Bills | 45 Comments

Want to exit your I Bond investment? You’d better have a plan.

Posted on March 29, 2023 by Tipswatch

Aug. 6, 2023, update: The I Bond exit ramp is now open; proceed with caution By David Enna, Tipswatch.com For years, my constant advice about redeeming I Bonds has been this: “Don’t do it until you really need the money.” … Continue reading →

Posted in Cash alternatives, I Bond, Savings Bond, Treasury Bills | 73 Comments