I invest in both, and I think of I Bonds as a super-safe, inflation-protected cash alternative with a flexible maturity…
The same rules apply to EE Bonds. According to my buddy Claude, that rule was instituted for all savings bonds…
I’m not sure how many readers are moms, but Happy Mother’s Day to all. I’m one of those people who…
I bougth the 5 year TIPS in the last auction, instead of I-bonds as the real yield was higher. Do…
Category Archives: Inflation
September inflation sets I Bond’s new variable rate at 1.90%
Social Security COLA will be 2.5% for payments beginning in January. By David Enna, Tipswatch.com The September inflation report, just released by the U.S. Bureau of Labor Statistics, gives the final pieces of data to determine 1) the new variable … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Social Security
Tagged Federal Reserve, finance, inflation, interest-rates, investing
22 Comments
Forecast: The next I Bond fixed rate should be 1.20%
But there is danger of an ‘outlier’ decision by the Treasury. By David Enna, Tipswatch.com It’s already Oct. 7 and we are closing in on Treasury’s November reset of the fixed and variable rates for U.S. Series I Savings Bonds. … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged bonds, investing, Treasury investments
20 Comments
Print journalism: For me, it’s the end to an era
Newspaper companies once had a near-monopoly on local advertising. But the best businesses have to keep adapting. By David Enna, Tipswatch.com Today, after 38 1/2 continuous years, I let my subscription to the printed Charlotte Observer expire. I hoped to … Continue reading
Considering an I Bond rollover? Do it the right way.
For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading
Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect
Tagged inflation, investing, personal-finance
41 Comments
Investing for safety: The era of 5% yields is ending
By David Enna, Tipswatch.com We knew this day would come, after enjoying 5% nominal yields on very safe investments for more than a year. But that era ended Wednesday when the Federal Reserve cut its federal funds rate by 50 … Continue reading
Treasury Inflation-Protected Securities 
No, you are correct. Understanding and then buying TIPS can be confusing. But once you get the ladder built, TIPS…