Did we miss…buy in April 2026 and have the option (also) in selling 15 months later when the 3 month…
This is helpful. Because my wife and I each have Treasury Direct accounts, I think one of us will buy…
This is a huge issue as the early-issue I Bonds with very high fixed rates are nearing maturity. I wrote…
Good points, thanks. The I Bond rate-setting periods are designed to include a mix of late-year and early-year months, to…
Category Archives: Investing in TIPS
U.S. inflation fell 0.1% in December; a sign of things to come?
Data for three months indicate the I Bond’s variable rate could fall to 0.0%. What does it mean for investors? By David Enna, Tipswatch.com U.S. inflation transitioned to deflation in December, with the all-items Consumer Price Index for All Urban … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS
20 Comments
Barron’s Live: Best Timing for I Bonds
Tipswatch.com I participated Monday in a Barron’s Live 30-minute video podcast, hosted by Marketwatch columnist Beth Pinsker. The topic was strategies for buying Series I Savings Bonds in 2023. In January? In April? In May? Or just go with TIPS? … Continue reading
Posted in I Bond, Investing in TIPS, TreasuryDirect
14 Comments
TIPS funds vs. TIPS ladder: An investor weighs in
By David Enna, Tipswatch.com A lot of readers ask about the ladder of TIPS investments I have built over the years. Yes, I do have a ladder, and it does hit every year from 2023 to 2032, and then jumps … Continue reading
Posted in Inflation, Investing in TIPS, Retirement
33 Comments
I Bonds: A not-so-simple buying guide for 2023
By David Enna, Tipswatch.com Note: I posted an updated I Bond analysis on April 14: Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate is 4.30% After a year of raging-high demand, where do … Continue reading
Here’s A Step-By-Step Guide To Using The Treasury’s Savings Bond Calculator
By David Enna, Tipswatch.com This article is repurposed from a version originally written in June 2018. For investors in U.S. Savings Bonds – EE and I Bonds – the Savings Bond Wizard was an excellent tool for keeping an accurate … Continue reading
Posted in I Bond, Investing in TIPS, Savings Bond, TreasuryDirect
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Treasury Inflation-Protected Securities 
If you redeem anytime before 5 years, you will lose that last three months of interest. But it is possible…