Category Archives: Retirement

Considering an I Bond rollover? Do it the right way.

Posted on September 25, 2024 by Tipswatch

For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading →

Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect | Tagged , , | 41 Comments

Investing for safety: The era of 5% yields is ending

Posted on September 22, 2024 by Tipswatch

By David Enna, Tipswatch.com We knew this day would come, after enjoying 5% nominal yields on very safe investments for more than a year. But that era ended Wednesday when the Federal Reserve cut its federal funds rate by 50 … Continue reading →

Posted in Bank CDs, Cash alternatives, Inflation, Investing in TIPS, Retirement, Treasury Bills, TreasuryDirect | 38 Comments

U.S. annual inflation in August fell to 2.5%, lowest since February 2021

Posted on September 11, 2024 by Tipswatch

By David Enna, Tipswatch.com U.S. annual inflation continued on a downward trend in August, falling from 2.9% in July to 2.5%, the lowest annual rate in 3 1/2 years. For the month, seasonally-adjusted inflation rose 0.2%, the Bureau of Labor … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security | Tagged , , , | 23 Comments

Remembering Bob Brinker … and his life-changing advice

Posted on September 4, 2024 by Tipswatch

By David Enna, Tipswatch.com January 26, 1986, was a big day in my life. The Chicago Bears, my longtime favorite team, were playing in the Super Bowl. That afternoon, I was driving with my future wife to a Super Bowl … Continue reading →

Posted in Federal Reserve, Inflation, Investing in TIPS, Retirement | 46 Comments

U.S. annual inflation fell to 2.9% in July, lowest rate since March 2021

Posted on August 14, 2024 by Tipswatch

By David Enna, Tipswatch.com The Federal Reserve got the sort of inflation report it desired for July, with the U.S. annual rate dipping below 3.0% for the first time since March 2021. There were no surprises, with annual core inflation … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security | Tagged , , , , | 11 Comments