An analysis by The Wall Street Journal identified multiple instances of companies raising prices on items ranging from jeans to spices this…
Just keep in mind that redeeming those early-year I Bonds will trigger a surprising tax hit. You may want to…
30 years is a long time, certainly beyond my imagined life expectancy. My impression is most of the people who…
I wouldn’t use the January number to extrapolate a year because non seasonally adjusted inflation runs higher at the beginning…
Category Archives: Retirement
How much are your I Bonds actually earning?
By David Enna, Tipswatch.com Last week, the Treasury set the fixed rate for I Bonds purchased from May to October 2024 at 1.3%, which combined with a variable rate of 2.96% results in a composite rate of 4.28% for six … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, TreasuryDirect
29 Comments
Treasury holds I Bond fixed rate at 1.3%; composite rate falls to 4.28%
EE bond’s fixed rate stays at 2.7%; doubling period holds at 20 years By David Enna, Tipswatch.com After signaling for a few days that it would hold off to May 1 to announce new rates for U.S. Series I Savings … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Retirement, Savings Bond, TreasuryDirect
56 Comments
Attention investors: Is it time to rebalance?
By David Enna, Tipswatch.com While returning home from New Zealand a few days ago, I got into an airport conversation with a traveling friend. I mentioned I had a lot of things to do once I got home (about 30 … Continue reading
Posted in Cash alternatives, I Bond, Retirement, Taxes
Tagged investing, personal-finance
57 Comments
Long-time I Bond investors face a tax time bomb
By David Enna, Tipswatch.com U.S. Series I Savings Bonds are a unique investment because all interest is rolled into principal until redemption, and in most cases, all the compounded earnings are tax deferred until the I Bond is redeemed or … Continue reading
Posted in I Bond, Investing in TIPS, Medicare, Retirement, Savings Bond, Taxes, TreasuryDirect
111 Comments
I Bond buying guide for 2024: Be patient
By David Enna, Tipswatch.com Updated analysis … I Bond dilemma: Buy in April, in May, or not at all? If you are a longer-term investor looking for ultimate safety and protection from inflation, you are going to want to buy U.S. … Continue reading
Treasury Inflation-Protected Securities 
Looks like another good opportunity to build on the bond ladder portion of a portfolio for the middle-aged and trust…