Category Archives: Retirement

Attention investors: Is it time to rebalance?

Posted on March 10, 2024 by Tipswatch

By David Enna, Tipswatch.com While returning home from New Zealand a few days ago, I got into an airport conversation with a traveling friend. I mentioned I had a lot of things to do once I got home (about 30 … Continue reading →

Posted in Cash alternatives, I Bond, Retirement, Taxes | Tagged , | 57 Comments

Long-time I Bond investors face a tax time bomb

Posted on February 4, 2024 by Tipswatch

By David Enna, Tipswatch.com U.S. Series I Savings Bonds are a unique investment because all interest is rolled into principal until redemption, and in most cases, all the compounded earnings are tax deferred until the I Bond is redeemed or … Continue reading →

Posted in I Bond, Investing in TIPS, Medicare, Retirement, Savings Bond, Taxes, TreasuryDirect | 111 Comments

I Bond buying guide for 2024: Be patient

Posted on January 7, 2024 by Tipswatch

By David Enna, Tipswatch.com Updated analysis … I Bond dilemma: Buy in April, in May, or not at all? If you are a longer-term investor looking for ultimate safety and protection from inflation, you are going to want to buy U.S. … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Retirement, Treasury Bills, TreasuryDirect | 115 Comments

Real yields are sliding lower with talk of a ‘Fed pivot’

Posted on December 10, 2023 by Tipswatch

By David Enna, Tipswatch.com You can’t watch CNBC for more than 10 minutes without hearing some analyst predict the Federal Reserve will begin cutting interest rates in March 2024 … or May … or certainly by June. On the other … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond | 27 Comments

Let’s look at the new iShares Defined-Maturity TIPS ETFs

Posted on December 3, 2023 by Tipswatch

These new funds offer simplicity, but with some drawbacks. By David Enna, Tipswatch.com Back in late September, financial adviser/author Allan Roth sent me an email pointing out BlackRock’s new offering of 10 defined-maturity TIPS ETFs. Roth, who has been pushing … Continue reading →

Posted in Investing in TIPS, Retirement, TreasuryDirect | 44 Comments