Category Archives: Savings Bond

Should the Treasury raise the I Bond purchase cap to $100,000?

An op-ed piece in today’s Wall Street Journal makes the case. By David Enna, Tipswatch.com Probably the most-often-mentioned “negative” of the U.S. Series I Savings Bond is the purchase cap of $10,000 per person per calendar year, plus the option … Continue reading

Posted in I Bond, Inflation, Savings Bond | 56 Comments

2021: Recapping the year in inflation-protected investments

TIPS remained rather unappealing the entire year, while I Bonds became a superstar investment. By David Enna, Tipswatch.com Here is how I can sum up this monumental year of change: January 2021: “Inflation will never be a problem again.” December … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond | 24 Comments

Want to ‘double dip’ your I Bond purchases? Act fast.

By David Enna, Tipswatch.com U.S. Series I Savings Bonds are one of the nation’s most talked-about investments of 2021, especially now that their inflation-adjusted interest rate has surged to 7.12% at the November 1 reset. Glowing articles have been popping … Continue reading

Posted in Cash alternatives, I Bond, Savings Bond | 25 Comments

U.S. inflation surged 0.8% in November, as prices rise at the highest rate in 39 years

By David Enna, Tipswatch.com This time, the economists just about got it right. The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.8% in November on a seasonally adjusted basis, the U.S. Bureau of Labor Statistics reported today. Over … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond | 7 Comments

When is the I Bond’s fixed rate likely to rise?

Yes, there is a slim chance we could see a higher fixed rate in 2022. But next year’s investors may still want to invest in I Bonds before May 1, to lock in the current 7.12% variable rate for six … Continue reading

Posted in I Bond, Inflation, Savings Bond | 38 Comments