Category Archives: Savings Bond

Is the I Bond’s variable rate heading to zero? Maybe not.

Posted on January 13, 2023 by Tipswatch

Historical evidence clearly shows non-seasonal inflation lags from October to December, picks up from January to March. By David Enna, Tipswatch.com The one really big thing I have learned while writing about inflation and inflation protection over the last 12 … Continue reading →

Posted in I Bond, Inflation, Savings Bond | 34 Comments

I Bonds: A not-so-simple buying guide for 2023

Posted on January 3, 2023 by Tipswatch

By David Enna, Tipswatch.com Note: I posted an updated I Bond analysis on April 14: Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate is 4.30% After a year of raging-high demand, where do … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | 93 Comments

Here’s A Step-By-Step Guide To Using The Treasury’s Savings Bond Calculator

Posted on December 31, 2022 by Tipswatch

By David Enna, Tipswatch.com This article is repurposed from a version originally written in June 2018. For investors in U.S. Savings Bonds – EE and I Bonds – the Savings Bond Wizard was an excellent tool for keeping an accurate … Continue reading →

Posted in I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | Leave a comment

2022 in review: Scary year for inflation, better year for inflation protection

Posted on December 30, 2022 by Tipswatch

By David Enna, Tipswatch.com The year 2022 broke through several economic milestones, and most of them were dreadful: Highest U.S. inflation in 40 years. U.S. stock market down 20%. U.S. bond market down 13%. Federal Reserve aggressively raising interest rates. … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | 30 Comments

My schedule … and what’s coming up

Posted on December 1, 2022 by Tipswatch

By David Enna, Tipswatch.com I’m traveling in Costa Rica for a couple weeks and I will often be in areas with weak or zero Internet connections. So I won’t be writing much and I may miss responding to some of … Continue reading →