That's a sensible idea, especially if you fear the chance of prolonged deflation. I tend to use nominals for investments…
As a hedge, and as other TIPS experts have suggested, do you think it might be prudent do a 50/50…
David, thanks so much for the preview. I've been looking at the inflation breakeven rate all week and have been…
My omission--Thank you!
Category Archives: Savings Bond
2021: Recapping the year in inflation-protected investments
TIPS remained rather unappealing the entire year, while I Bonds became a superstar investment. By David Enna, Tipswatch.com Here is how I can sum up this monumental year of change: January 2021: “Inflation will never be a problem again.” December … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Savings Bond
24 Comments
Want to ‘double dip’ your I Bond purchases? Act fast.
By David Enna, Tipswatch.com U.S. Series I Savings Bonds are one of the nation’s most talked-about investments of 2021, especially now that their inflation-adjusted interest rate has surged to 7.12% at the November 1 reset. Glowing articles have been popping … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond
25 Comments
U.S. inflation surged 0.8% in November, as prices rise at the highest rate in 39 years
By David Enna, Tipswatch.com This time, the economists just about got it right. The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.8% in November on a seasonally adjusted basis, the U.S. Bureau of Labor Statistics reported today. Over … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Savings Bond
7 Comments
When is the I Bond’s fixed rate likely to rise?
Yes, there is a slim chance we could see a higher fixed rate in 2022. But next year’s investors may still want to invest in I Bonds before May 1, to lock in the current 7.12% variable rate for six … Continue reading
Posted in I Bond, Inflation, Savings Bond
38 Comments
First rule of I Bonds: Don’t rush to sell your I Bonds
I Bonds have a 30-year term, but you can sell them any time after 5 years with no penalty. My suggestion: Hold them until you really need the money. By David Enna, Tipswatch.com The I Bond’s new inflation-adjusted variable rate … Continue reading
Posted in I Bond, Savings Bond
34 Comments
Treasury Inflation-Protected Securities 
It is true that I could have redeemed it when the rate was 1.9%, and maybe could have earned more…