Category Archives: Savings Bond

Forecast: The next I Bond fixed rate should be 1.20%

Posted on October 7, 2024 by Tipswatch

But there is danger of an ‘outlier’ decision by the Treasury. By David Enna, Tipswatch.com It’s already Oct. 7 and we are closing in on Treasury’s November reset of the fixed and variable rates for U.S. Series I Savings Bonds. … Continue reading →

Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged bonds, investing, Treasury investments | 20 Comments

Considering an I Bond rollover? Do it the right way.

Posted on September 25, 2024 by Tipswatch

For some investors, cashing in low-fixed-rate I Bonds makes sense, combined with the gift-box strategy to add to holdings in October. By David Enna, Tipswatch.com We are just a month and a few days away from the November 1 rate … Continue reading →

Posted in Cash alternatives, Inflation, Retirement, Savings Bond, Taxes, TreasuryDirect | Tagged inflation, investing, personal-finance | 41 Comments

Real yields are sinking. What does this mean for Thursday’s 10-year TIPS reopening auction?

Posted on September 15, 2024 by Tipswatch

By David Enna, Tipswatch.com First off, let’s point out that the Federal Reserve has not yet lowered interest rates by a single basis point and, in fact, the federal funds rate has been stable since July 2023. But changes are … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect | Tagged investing, personal-finance, TIPS, Treasury investments | 9 Comments

U.S. annual inflation in August fell to 2.5%, lowest since February 2021

Posted on September 11, 2024 by Tipswatch

By David Enna, Tipswatch.com U.S. annual inflation continued on a downward trend in August, falling from 2.9% in July to 2.5%, the lowest annual rate in 3 1/2 years. For the month, seasonally-adjusted inflation rose 0.2%, the Bureau of Labor … Continue reading →

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security | Tagged economy, inflation, investing, Treasury investments | 23 Comments

Treasury is ending paper I Bonds as a tax refund

Posted on September 1, 2024 by Tipswatch

By David Enna, Tipswatch.com If you’ve been overpaying estimated taxes all through 2024 with the intention of purchasing paper U.S. Series I Savings Bonds in 2025 … it’s time for a new plan. Reporter Susan Tompor of the Detroit Free … Continue reading →