Thanks! Has anyone else done this?
If they are different Social Security numbers they will probably need separate emails and separate ID.me accounts. Since they are…
I have three TD accounts each with different emails. One is under my SSN and the others are under entity…
Maybe, but no redemption was possible in the primary holder's account but was possible by the person with transact rights.…
Category Archives: Savings Bond
When rates decline, I Bonds get more attractive
By David Enna, Tipswatch.com Last week, I noticed something very interesting: The real yield of the most recent 5-year TIPS fell on the secondary market at one point to 1.08% and closed the week at 1.10%. CUSIP 91282CNB3 had its … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond, Treasury Bills
Tagged Federal Reserve, Treasury investments
28 Comments
Forecast: I Bond’s fixed rate is likely to fall to 0.90%
By David Enna, Tipswatch.com In two months, probably on Halloween morning, the Treasury will announce a new fixed rate, inflation-adjusted variable rate and composite rate for U.S. Series I Savings Bonds purchased from November 2025 to April 2026. And I … Continue reading
Posted in Cash alternatives, Federal Reserve, I Bond, Inflation, Savings Bond
Tagged investing, personal-finance, Treasury investments
34 Comments
TIPS investors face a ‘sky is falling’ moment
Can U.S. economic data be trusted? By David Enna, Tipswatch.com Bloomberg carried an article last week with a stunning headline: “Distrust In US Inflation Data Threatens $2 Trillion Market.” The premise was that the $2 trillion market in Treasury Inflation-Protected … Continue reading
Posted in Inflation, Investing in TIPS, Savings Bond
Tagged BLS, investing, personal-finance, Treasury investments
56 Comments
U.S. inflation increased 0.2% in April, as annual rate falls to a 4-year low
This is positive news, but uncertainties remain. By David Enna, Tipswatch.com I am writing this on a sunny Tuesday afternoon in Stockholm, Sweden, so I plan to be brief, to the point, and then get on to exploring this beautiful … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Tariffs
Tagged economics, economy, finance, inflation, investing, personal-finance
10 Comments
What’s the composite rate for your I Bonds?
By David Enna, Tipswatch.com The Treasury just set the new composite rate for I Bonds purchased from May to October 2025: 3.98% for six months, based on a combination of a permanent fixed rate of 1.10% and an inflation-adjusted variable … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect
Tagged finance, investing, Treasury investments
12 Comments
I'm 48 and still in my accumulation phase. For me, I-Bonds are best. I'm slowly building a 10% portfolio allocation…