Category Archives: TreasuryDirect

I Bond dilemma: Buy in April, in May, or not at all?

By David Enna, Tipswatch.com With Wednesday’s release of the March inflation report, the buying equation for U.S. Series I Savings Bonds became a bit clearer. We now know the I Bond’s variable rate will fall from the current 3.94% to … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | 67 Comments

Next week’s 5-year TIPS auction has solid appeal

By David Enna, Tipswatch.com Note: I am posting this auction preview early because my I Bond buying guide will be going up Sunday morning. Keep in mind that real yields are currently highly volatile and will change by Thursday’s auction. … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , | 36 Comments

Interested in swapping out 0.0% fixed-rate I Bonds? Here’s a guide.

By David Enna, Tipswatch.com A logical strategy for some I Bond investors is to act now to redeem I Bonds with a fixed rate of 0.0% (and a current composite rate no higher than 3.94%) and use that money to … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Taxes, TreasuryDirect | 51 Comments

10-year TIPS reopening auction could reach real yield of 2.0%

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $16 billion in a reopening auction of CUSIP 91282CJY8, creating a 9-year, 10-month Treasury Inflation-Protected Security. Real yields have been trending higher over the last few weeks, with the … Continue reading

Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect | 30 Comments

Let’s check in on the I Bond’s next fixed rate

By David Enna, Tipswatch.com Earlier this year, I think most I Bond investors were assuming that the I Bond’s next fixed rate would end up being lower than the current 1.30%, the highest fixed rate since November 2006. But things … Continue reading

Posted in Cash alternatives, I Bond, Inflation, TreasuryDirect | 15 Comments