Category Archives: Cash alternatives

Looming debt crisis is already roiling Treasury bill market

Posted on April 23, 2023 by Tipswatch

The 4-week Treasury yield is sending a message of fear. By David Enna, Tipswatch.com Update, April 26: ‘The debt limit drama heats up,’ says Moody’s Analytics in new report On Thursday afternoon, I happened to be watching CNBC during a … Continue reading →

Posted in Cash alternatives, Retirement, Social Security, Treasury Bills | 47 Comments

I Bond dilemma: Buy in April, buy in May, or don’t buy at all?

Posted on April 14, 2023 by Tipswatch

The I Bond’s fixed rate could rise to 0.6% or higher on May 1. Should you wait? Or look at alternatives? By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate … Continue reading →

Posted in Bank CDs, Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 77 Comments

After three months of volatility, where do we stand?

Posted on April 4, 2023 by Tipswatch

TIPS remain attractive. And now bank CDs are worth a serious look. By David Enna, Tipswatch.com It’s been kind of wild to go from seeing the possibility of TIPS with a real yield of 2% in early March to the … Continue reading →

Posted in Bank CDs, Cash alternatives, ETFs, I Bond, Inflation, Investing in TIPS, Treasury Bills | 45 Comments

Here’s a surprise: CD rates are suddenly very attractive

Posted on April 2, 2023 by Tipswatch

But don’t go to your local mega bank. Look for better deals. By David Enna, Tipswatch.com For years, CD rates offered by banks and credit unions — even the aggressive online versions — have been stubbornly lower than rates paid … Continue reading →

Posted in Bank CDs, Cash alternatives, Treasury Bills | 52 Comments

Want to exit your I Bond investment? You’d better have a plan.

Posted on March 29, 2023 by Tipswatch

Aug. 6, 2023, update: The I Bond exit ramp is now open; proceed with caution By David Enna, Tipswatch.com For years, my constant advice about redeeming I Bonds has been this: “Don’t do it until you really need the money.” … Continue reading →

Posted in Cash alternatives, I Bond, Savings Bond, Treasury Bills | 73 Comments