Category Archives: Cash alternatives

‘The debt limit drama heats up,’ says Moody’s Analytics in new report

Posted on April 26, 2023 by Tipswatch

By David Enna, Tipswatch.com Here’s an update on my last article, “Looming debt crisis is already roiling Treasury bill market,” which discussed the disruptions rippling through the bond market as the U.S. nears a debt-limit crisis. Moody’s Analytics, a market … Continue reading →

Posted in Bank CDs, Cash alternatives, Federal Reserve, Treasury Bills | 46 Comments

I Bond dilemma: Buy in April, buy in May, or don’t buy at all?

Posted on April 14, 2023 by Tipswatch

The I Bond’s fixed rate could rise to 0.6% or higher on May 1. Should you wait? Or look at alternatives? By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate … Continue reading →

Posted in Bank CDs, Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 77 Comments

After three months of volatility, where do we stand?

Posted on April 4, 2023 by Tipswatch

TIPS remain attractive. And now bank CDs are worth a serious look. By David Enna, Tipswatch.com It’s been kind of wild to go from seeing the possibility of TIPS with a real yield of 2% in early March to the … Continue reading →

Posted in Bank CDs, Cash alternatives, ETFs, I Bond, Inflation, Investing in TIPS, Treasury Bills | 45 Comments

Here’s a surprise: CD rates are suddenly very attractive

Posted on April 2, 2023 by Tipswatch

But don’t go to your local mega bank. Look for better deals. By David Enna, Tipswatch.com For years, CD rates offered by banks and credit unions — even the aggressive online versions — have been stubbornly lower than rates paid … Continue reading →

Posted in Bank CDs, Cash alternatives, Treasury Bills | 52 Comments