Category Archives: I Bond

I Bond’s fixed rate rises to 1.3%, highest in more than 16 years

Posted on October 31, 2023 by Tipswatch

Composite rate for I Bonds rises to 5.27%. Fixed rate for EE Bonds rises to 2.70%; doubling factor holds at 20 years. By David Enna, Tipswatch.com The Treasury announced today it is raising the permanent fixed rate on the U.S. … Continue reading →

Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, TreasuryDirect | 83 Comments

I Bond’s fixed rate: An updated projection

Posted on October 27, 2023 by Tipswatch

By David Enna, Tipswatch.com Back on Oct. 8 I posted an article, “The I Bond’s fixed rate will rise. But by how much?” attempting to forecast the potential new fixed rate for the U.S. Series I Savings Bond, which will be … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | 49 Comments

Are U.S. Series I Savings Bonds losing their appeal?

Posted on October 17, 2023 by Tipswatch

As a short-term investment? Yes. But for the long term? I Bonds are still attractive. By David Enna, Tipswatch.com Just one year ago, U.S. Series I Savings Bonds were still paying 9.62% annualized for a full six months, followed by … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Treasury Bills, TreasuryDirect | 46 Comments

September inflation sets I Bond’s new variable rate at 3.94%; Social Security COLA will be 3.2%

Posted on October 12, 2023 by Tipswatch

I Bond’s new composite rate could exceed 5% at the November reset. By David Enna, Tipswatch.com Investors in U.S. Series I Savings Bonds will see the investment’s annualized inflation-adjusted variable rate rise to 3.94% at the November 1 reset, up … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security, Treasury Bills | 39 Comments

The I Bond’s fixed rate will rise. But by how much?

Posted on October 8, 2023 by Tipswatch

Note: Since I posted this article on Oct. 8, real yields have declined about 20 basis points. That could shift the fixed-rate reset lower than I predicted, if this trend continues. By David Enna, Tipswatch.com It’s clear to me that … Continue reading →

Posted in I Bond, Savings Bond, TreasuryDirect | 36 Comments