Category Archives: Savings Bond

First rule of I Bonds: Don’t rush to sell your I Bonds

Posted on November 5, 2021 by Tipswatch

I Bonds have a 30-year term, but you can sell them any time after 5 years with no penalty. My suggestion: Hold them until you really need the money. By David Enna, Tipswatch.com The I Bond’s new inflation-adjusted variable rate … Continue reading →

Posted in I Bond, Savings Bond | 34 Comments

I Bond’s fixed rate holds at 0.0%; composite rate soars to 7.12%

Posted on November 1, 2021 by Tipswatch

Treasury also maintains EE Bond’s doubling period at 20 years By David Enna, Tipswatch.com The U.S. Treasury just announced the November 2021 to April 2022 terms for U.S. Series I Bonds and EE Bonds, and there were no surprises. Both … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond | 22 Comments

I Bond podcast: U.S. Savings Bonds for a risk-free, stellar return over the next year …

Posted on October 20, 2021 by Tipswatch

By David Enna, Tipswatch.com Jeremy Keil, a certified financial planner based in Milwaukee, reached out to me this month to help educate his clients on U.S. Series I Savings Bonds, a very hot topic in October 2021. We tried to … Continue reading →

Posted in I Bond, Savings Bond | 2 Comments

I Bond dilemma: Buy in October? Or wait until November?

Posted on October 14, 2021 by Tipswatch

My opinion: Long-term investors should buy in October. Short-term term investors could wait until November. But whatever … buy I Bonds in 2021. By David Enna, Tipswatch.com With the release of the September inflation report on Wednesday, we got rather … Continue reading →

Posted in I Bond, Inflation, Savings Bond | 48 Comments

Coming October 13: The most significant inflation report in a decade

Posted on October 6, 2021 by Tipswatch

September inflation numbers should nail down the Social Security COLA at 5.8%+ and set the I Bond’s inflation adjusted rate at 6.5%+, annualized. By David Enna, Tipswatch.com Next Wednesday, at 8:30 a.m. EDT, we’re going to get a whopper of … Continue reading →

Posted in I Bond, Savings Bond, Social Security | 32 Comments