Category Archives: Savings Bond

Let’s handicap the I Bond’s fixed-rate equation

May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Back in December 2021, I wrote an article contending there was a “slim chance” that the fixed rate for … Continue reading

Posted in I Bond, Investing in TIPS, Savings Bond | 11 Comments

Ready to invest in I Bonds for the first time? My advice: Act quickly

May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Over the last year, U.S. Series I Savings Bonds have transformed from a little-noticed, quaint mom-and-pop investment to one … Continue reading

Posted in Cash alternatives, I Bond, Savings Bond | 28 Comments

I Bond’s variable rate will rise to 9.62% with the May reset

May 2, 2022 update: Treasury holds I Bond’s fixed rate at 0.0%; composite rate soars to 9.62%. By David Enna, Tipswatch.com Based on the March inflation report, which concluded the six-month rate setting period for the U.S. Series I Savings … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond | 51 Comments

Should the Treasury raise the I Bond purchase cap to $100,000?

An op-ed piece in today’s Wall Street Journal makes the case. By David Enna, Tipswatch.com Probably the most-often-mentioned “negative” of the U.S. Series I Savings Bond is the purchase cap of $10,000 per person per calendar year, plus the option … Continue reading

Posted in I Bond, Inflation, Savings Bond | 56 Comments

2021: Recapping the year in inflation-protected investments

TIPS remained rather unappealing the entire year, while I Bonds became a superstar investment. By David Enna, Tipswatch.com Here is how I can sum up this monumental year of change: January 2021: “Inflation will never be a problem again.” December … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Savings Bond | 24 Comments