Old menus are such a good reality check. It is easy to forget how much prices have moved until you…
This is a great, generous plan. They can also use the I Bond proceeds for education, tax free, if they…
Today is the last day of the TD ID.me transition. It seemed important enough to mark with a post. Tomorrow,…
[…] details are laid out in Tipswatch’s September 9 report on Treasury’s updated guidance, which reproduces the agency’s email and…
Category Archives: Savings Bond
My schedule … and what’s coming up
By David Enna, Tipswatch.com I’m traveling in Costa Rica for a couple weeks and I will often be in areas with weak or zero Internet connections. So I won’t be writing much and I may miss responding to some of … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond
10 Comments
Short-term I Bond investors: Be patient with your exit strategy
By David Enna, Tipswatch.com Even before I Bond investors crashed the TreasuryDirect website in late October, many financial journalists were pondering this question: “How fast can you get out of I Bonds?” For example, this from MarketWatch in early October: … Continue reading
Posted in Cash alternatives, I Bond, Savings Bond, TreasuryDirect
66 Comments
Coming tomorrow: The Treasury’s decision on the I Bond’s fixed rate
By David Enna, Tipswatch.com Just a heads up to readers: Right after 10 a.m. EDT Tuesday, the Treasury will announce the new composite rate for I Bonds issued between November 2022 and April 2023. Will the I Bond’s fixed rate … Continue reading
Posted in EE Bonds, I Bond, Savings Bond
23 Comments
Want to stash I Bonds in a ‘gift box’? Do it by Wednesday.
With this strategy, you can bypass the $10,000 per person purchase limit, but there are potential drawbacks. By David Enna, Tipswatch.com Throughout this year, I have read with — at first, disbelief, and later, fascination — as devotees of U.S. … Continue reading
Posted in I Bond, Savings Bond, TreasuryDirect
86 Comments
Ignore the fixed-rate drama; buy I Bonds in October
The 9.62% annualized rate for six months is a huge advantage. By David Enna, Tipswatch.com Here we are, in the U.S. Series I Savings Bond’s “limbo fortnight,” a period when we know the current composite rate (9.62% annualized, good for … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond
49 Comments
Back when Peter Lynch was a media star (prior to the introduction of both TIPs and I-bonds) he wrote a…