Category Archives: Treasury Bills

Federal Reserve launches a ‘sea change’ of uncertainty

Posted on December 14, 2023 by Tipswatch

By David Enna, Tipswatch.com We’ve entered a new era. That’s what Bloomberg’s ever-thoughtful Tom Keene repeated over and over in Wednesday’s coverage of the Federal Reserve’s interest rate forecasts. “This is a sea change,” he said. “I have to emphasize … Continue reading →

Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Treasury Bills | 27 Comments

Random thoughts on I Bonds in 2023, 2024

Posted on November 5, 2023 by Tipswatch

I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | 51 Comments

Are U.S. Series I Savings Bonds losing their appeal?

Posted on October 17, 2023 by Tipswatch

As a short-term investment? Yes. But for the long term? I Bonds are still attractive. By David Enna, Tipswatch.com Just one year ago, U.S. Series I Savings Bonds were still paying 9.62% annualized for a full six months, followed by … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Treasury Bills, TreasuryDirect | 46 Comments

September inflation sets I Bond’s new variable rate at 3.94%; Social Security COLA will be 3.2%

Posted on October 12, 2023 by Tipswatch

I Bond’s new composite rate could exceed 5% at the November reset. By David Enna, Tipswatch.com Investors in U.S. Series I Savings Bonds will see the investment’s annualized inflation-adjusted variable rate rise to 3.94% at the November 1 reset, up … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security, Treasury Bills | 39 Comments

Experiment: Let’s try out a very short-term TIPS

Posted on September 3, 2023 by Tipswatch

By David Enna, Tipswatch.com Last week I wrote about my recent buying spree of medium- to longer-term Treasury Inflation Protected Securities, combined with some shorter-term nominal Treasurys and bank CDs. My goal is to take advantage of current high real … Continue reading →

Posted in Inflation, Investing in TIPS, Treasury Bills | 22 Comments