Category Archives: Treasury Bills

2023: A good year for fighting inflation

For investors seeking safety and inflation protection, volatility brought strong opportunities. By David Enna, Tipswatch.com All things considered (financially speaking, that is) 2023 was a pretty good year. Maybe even very good. The U.S. inflation rate dropped from 6.4% in … Continue reading

Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills | 79 Comments

Federal Reserve launches a ‘sea change’ of uncertainty

By David Enna, Tipswatch.com We’ve entered a new era. That’s what Bloomberg’s ever-thoughtful Tom Keene repeated over and over in Wednesday’s coverage of the Federal Reserve’s interest rate forecasts. “This is a sea change,” he said. “I have to emphasize … Continue reading

Posted in Cash alternatives, Federal Reserve, Inflation, Investing in TIPS, Treasury Bills | 27 Comments

Random thoughts on I Bonds in 2023, 2024

I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading

Posted in I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Treasury Bills, TreasuryDirect | 51 Comments

Are U.S. Series I Savings Bonds losing their appeal?

As a short-term investment? Yes. But for the long term? I Bonds are still attractive. By David Enna, Tipswatch.com Just one year ago, U.S. Series I Savings Bonds were still paying 9.62% annualized for a full six months, followed by … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Treasury Bills, TreasuryDirect | 46 Comments

September inflation sets I Bond’s new variable rate at 3.94%; Social Security COLA will be 3.2%

I Bond’s new composite rate could exceed 5% at the November reset. By David Enna, Tipswatch.com Investors in U.S. Series I Savings Bonds will see the investment’s annualized inflation-adjusted variable rate rise to 3.94% at the November 1 reset, up … Continue reading

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security, Treasury Bills | 39 Comments