[…] details are laid out in Tipswatch’s September 9 report on Treasury’s updated guidance, which reproduces the agency’s email and…
I did not have too much problem with Treasury Direct electronic iBonds when my mother passed in 2023. I was…
Exactly. It looked at the time like there might never be an opportunity to get a decent return on fixed…
Yes, holding off was wise. Locking in ultra low interest rates is almost never advisable. My (imperfect) spreadsheet shows .5%…
Category Archives: Treasury Bills
The one key rule for using TreasuryDirect …
By David Enna, Tipswatch.com TreasuryDirect gets a lot of bad press, mostly deserved, for presenting a clunky website with a bureaucratic mess of rules and usually lousy customer service. I’ve been using TreasuryDirect services for at least 32 years, even … Continue reading
Investing for safety: The era of 5% yields is ending
By David Enna, Tipswatch.com We knew this day would come, after enjoying 5% nominal yields on very safe investments for more than a year. But that era ended Wednesday when the Federal Reserve cut its federal funds rate by 50 … Continue reading
Where is the I Bond’s composite rate heading in November?
By David Enna, Tipswatch.com We are halfway through the I Bond’s interest-rate-setting period, with the next reset coming on Nov. 1 — or more probably on Halloween Day, Oct. 31. On that day, the U.S. Treasury will announce both a … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect
Tagged bonds, inflation, investing, personal-finance
33 Comments
Let’s look at the two TIPS maturing in January 2025
Are they a steal? Not really. By David Enna, Tipswatch.com Recently, I have been getting questions and comments about the two Treasury Inflation-Protected Securities maturing on January 15, 2025. These are quoted on the secondary market as having eye-popping real … Continue reading
Posted in Inflation, Investing in TIPS, Treasury Bills
Tagged bonds, inflation, investing, personal-finance, Treasury investments
7 Comments
Let’s weigh in on the I Bonds vs. T-bills debate
By David Enna, Tipswatch.com Last week I was being interviewed by CNBC’s Kate Dore about I Bond investment strategies, and I found myself asking her a question: “Do you think the Federal Reserve has learned a lesson?” In other words, … Continue reading
Today is the last day of the TD ID.me transition. It seemed important enough to mark with a post. Tomorrow,…