Author Archives: Tipswatch

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About Tipswatch

Author of Tipswatch.com blog, David Enna is a long-time journalist based in Charlotte, N.C. A past winner of two Society of American Business Editors and Writers awards, he has written on real estate and home finance, and was a founding editor of The Charlotte Observer's website.

Looming debt crisis is already roiling Treasury bill market

The 4-week Treasury yield is sending a message of fear. By David Enna, Tipswatch.com Update, April 26: ‘The debt limit drama heats up,’ says Moody’s Analytics in new report On Thursday afternoon, I happened to be watching CNBC during a … Continue reading

Posted in Cash alternatives, Retirement, Social Security, Treasury Bills | 47 Comments

New 5-year TIPS gets a real yield of 1.32%, an attractive result

By David Enna, Tipswatch.com The Treasury’s auction of $21 billion in a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CGW5 — resulted in a real yield to maturity of 1.320%, a bit higher than looked likely through the morning. Demand … Continue reading

Posted in Inflation, Investing in TIPS | 43 Comments

A 5-year TIPS matured April 15. How did it do as an investment?

By David Enna, Tipswatch.com Back in spring 2018, the Federal Reserve was continuing its wind-down of quantitative easing, raising its key short term interest rate on March 21 to a range of 1.50 – 1.75%. That led to a very … Continue reading

Posted in Inflation, Investing in TIPS | 8 Comments

Thoughts on this week’s 5-year TIPS auction: It’s complicated

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $21 billion of a new 5-year Treasury Inflation-Protected Security, CUSIP 91282CGW5. The coupon rate and real yield to maturity will be set by the auction results. For months, I … Continue reading

Posted in Bank CDs, Inflation, Investing in TIPS, TreasuryDirect | 51 Comments

I Bond dilemma: Buy in April, buy in May, or don’t buy at all?

The I Bond’s fixed rate could rise to 0.6% or higher on May 1. Should you wait? Or look at alternatives? By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate … Continue reading

Posted in Bank CDs, Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 77 Comments