Category Archives: Bank CDs

This week’s 5-year TIPS reopening could get the highest real yield in 14 years

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $19 billion in a reopening auction of CUSIP 91282CGW5, creating a 4-year, 10-month Treasury Inflation-Protected Security. This TIPS had its originating auction on April 20, 2023, when investors got … Continue reading

Posted in Bank CDs, I Bond, Inflation, Investing in TIPS, TreasuryDirect | 66 Comments

‘The debt limit drama heats up,’ says Moody’s Analytics in new report

By David Enna, Tipswatch.com Here’s an update on my last article, “Looming debt crisis is already roiling Treasury bill market,” which discussed the disruptions rippling through the bond market as the U.S. nears a debt-limit crisis. Moody’s Analytics, a market … Continue reading

Posted in Bank CDs, Cash alternatives, Federal Reserve, Treasury Bills | 46 Comments

Thoughts on this week’s 5-year TIPS auction: It’s complicated

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $21 billion of a new 5-year Treasury Inflation-Protected Security, CUSIP 91282CGW5. The coupon rate and real yield to maturity will be set by the auction results. For months, I … Continue reading

Posted in Bank CDs, Inflation, Investing in TIPS, TreasuryDirect | 51 Comments

I Bond dilemma: Buy in April, buy in May, or don’t buy at all?

The I Bond’s fixed rate could rise to 0.6% or higher on May 1. Should you wait? Or look at alternatives? By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate … Continue reading

Posted in Bank CDs, Cash alternatives, I Bond, Investing in TIPS, Savings Bond, TreasuryDirect | 77 Comments

After three months of volatility, where do we stand?

TIPS remain attractive. And now bank CDs are worth a serious look. By David Enna, Tipswatch.com It’s been kind of wild to go from seeing the possibility of TIPS with a real yield of 2% in early March to the … Continue reading

Posted in Bank CDs, Cash alternatives, ETFs, I Bond, Inflation, Investing in TIPS, Treasury Bills | 45 Comments