[…] on November 1, and Tipswatch projected a 4.08% variable rate with a fixed rate of 1.30% to 1.40% (Tipswatch).…
gg, Yes, as I have said very much like FIA in how the caps work - you don't buy these…
Thanks, dave. I was looking at interim figures where the SPY return far exceeds the cap, but the earned return…
Looking at some of the historical outcomes "Outcome Period Performance" these things are all over the board CPSN 2025 returned…
Category Archives: I Bond
TreasuryDirect provides more guidance on ID.me transition
By David Enna, Tipswatch.com The Treasury sent an updated email over the weekend again alerting investors that TreasuryDirect will soon require using ID.me for login verification. This change has become quite contentious, accelerating since my August 17 post on this … Continue reading
Posted in Cash alternatives, Estate planning, I Bond, Savings Bond, TreasuryDirect
Tagged budgeting, finance, investing, money, personal-finance, Treasury investments
116 Comments
Wise advice: ‘Don’t die with I Bonds’
Avoid creating a complex, frustrating estate process. By David Enna, Tipswatch.com TreasuryDirect, the only source for buying and holding Series I Savings Bonds, is having quite a moment: Its customers, after years of contending with mediocre service, are enraged by … Continue reading
Posted in Cash alternatives, EE Bonds, Estate planning, I Bond, Taxes
118 Comments
TreasuryDirect is launching a controversial login system
And it will be mandatory after October 28. By David Enna, Tipswatch.com Over the weekend, TreasuryDirect began sending out emails alerting investors it is changing its login system to ID.me, a government-verified but somewhat controversial identity provider. The new system … Continue reading
‘No surprises’ July inflation report gives the Fed a break
Is inflation really slowing? And what does this mean for I Bonds, TIPS and the Social Security COLA? By David Enna, Tipswatch.com The July inflation report provides evidence that U.S. inflation is gradually slowing, which should be good news for … Continue reading
Posted in Federal Reserve, I Bond, Inflation, Investing in TIPS, Savings Bond
Tagged investing, personal-finance, Treasury investments
32 Comments
The I Bond’s fixed rate is going higher. But how much?
A new fixed rate of 1.30% looks like a real possibility. By David Enna, Tipswatch.com We’ve seen a fascinating explosion in real yields in 2026 as the war with Iran, inflationary pressures and soaring federal deficits are straining the U.S. … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Savings Bond, TreasuryDirect
Tagged investing, personal-finance, Treasury investments
58 Comments
A low ball upside cap Outperform SP? Wow would think that?