Category Archives: I Bond

I Bonds: Let’s handicap the May fixed-rate reset

Everything you are about to read is based on facts … and plain old guesswork. By David Enna, Tipswatch.com Update, April 28, 2023: Treasury raises I Bond’s fixed rate to 0.9%; new composite rate is 4.30% Note, March 13: It … Continue reading

Posted in I Bond, Inflation, Savings Bond, TreasuryDirect | 42 Comments

January Inflation: What It Means for Your Savings

Do AI innovations signal the end to human journalism? Let’s take a look. And now, for something completely different on a Saturday morning, I asked Bing.com’s new ChatGPT-powered software to write an article on January inflation, in the style of … Continue reading

Posted in I Bond, Inflation, Investing in TIPS | 28 Comments

January inflation came in higher than expected, rising 0.5% to an annual rate of 6.4%

Non-seasonally adjusted inflation rose 0.8%, giving a boost to investors in TIPS and I Bonds. By David Enna, Tipswatch.com The January inflation report, just released by the Bureau of Labor Statistics, showed a return to higher-than-expected U.S. price increases, after … Continue reading

Posted in I Bond, Inflation, Investing in TIPS | 55 Comments

Monthly U.S. inflation for 2022 just got revised … a bit

This has no effect on annual inflation or on earnings for TIPS and I Bonds. By David Enna, Tipswatch.com While I was searching Friday for consensus estimates on the January inflation report, to be released Tuesday, I noticed something odd. … Continue reading

Posted in I Bond, Inflation, Investing in TIPS | 10 Comments

Is the I Bond’s variable rate heading to zero? Maybe not.

Historical evidence clearly shows non-seasonal inflation lags from October to December, picks up from January to March. By David Enna, Tipswatch.com The one really big thing I have learned while writing about inflation and inflation protection over the last 12 … Continue reading

Posted in I Bond, Inflation, Savings Bond | 34 Comments