For a more extreme multiverse consider a whole life insurance policy where you can evaluate (I) the death benefit, (ii)…
I've never sold a TIPS, an IBond or a CD before maturity . . . and I never will. So…
Another option would be the Present Value today of all future coupons and the final payment? You would need to…
True enough, although "every hedge fund" having an interest in TIPS is a bit of an overstatement. They'll be ~$28…
Category Archives: Social Security
Social Security COLA looks likely to rise about 10% for 2023
Want to understand how the COLA is calculated? It’s complicated. Read on … By David Enna, Tipswatch.com With the release of the June inflation report on Wednesday, we now have a pretty good idea of where the Social Security cost-of-living … Continue reading
Posted in Retirement, Social Security
8 Comments
June inflation hits new highs: 1.3% for the month, 9.1% year over year
Annual inflation is now running at the hottest pace since 1981. By David Enna, Tipswatch.com Have we hit peak inflation yet? The answer is: we don’t know, because the June inflation report showed inflation surging ever higher, greatly exceeding already … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Social Security
42 Comments
Medicare Part B’s monthly premium, deductible costs will surge 14.6% for 2022
The typical person on Medicare will pay at least $289 more in 2022, just for Part B coverage, and double that to $578 for a couple. IRMAA surcharges are also increasing 14.5%. By David Enna, Tipswatch.com Just a month after … Continue reading
Posted in Medicare, Retirement, Social Security
21 Comments
Coming October 13: The most significant inflation report in a decade
September inflation numbers should nail down the Social Security COLA at 5.8%+ and set the I Bond’s inflation adjusted rate at 6.5%+, annualized. By David Enna, Tipswatch.com Next Wednesday, at 8:30 a.m. EDT, we’re going to get a whopper of … Continue reading
Posted in I Bond, Savings Bond, Social Security
32 Comments
August inflation: What it means for Social Security COLA, I Bonds and TIPS
U.S. inflation increased 0.3% in August, under the consensus estimate. At this point, the Social Security COLA will increase 5.8% for payments in January, but one month of data remains. The I Bond’s new inflation-adjusted variable rate is on track … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, Retirement, Social Security
3 Comments
Treasury Inflation-Protected Securities 
In my spreadsheet, I have one cell with the current "REF CPI" for the current date, which is the same…