Category Archives: TreasuryDirect

New 5-year TIPS gets a real yield of 2.242%, 2nd highest in 15 years

Posted on April 18, 2024 by Tipswatch

By David Enna, Tipswatch.com The Treasury’s auction of $23 billion in a new 5-year Treasury Inflation-Protected Security — CUSIP 91282CKL4 — resulted a real yield to maturity of 2.242%, the 2nd highest result for this term since October 2008. The … Continue reading →

Posted in Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , , | 43 Comments

I Bond dilemma: Buy in April, in May, or not at all?

Posted on April 14, 2024 by Tipswatch

By David Enna, Tipswatch.com With Wednesday’s release of the March inflation report, the buying equation for U.S. Series I Savings Bonds became a bit clearer. We now know the I Bond’s variable rate will fall from the current 3.94% to … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect | 67 Comments

Next week’s 5-year TIPS auction has solid appeal

Posted on April 12, 2024 by Tipswatch

By David Enna, Tipswatch.com Note: I am posting this auction preview early because my I Bond buying guide will be going up Sunday morning. Keep in mind that real yields are currently highly volatile and will change by Thursday’s auction. … Continue reading →

Posted in I Bond, Inflation, Investing in TIPS, TreasuryDirect | Tagged , , , | 36 Comments

Interested in swapping out 0.0% fixed-rate I Bonds? Here’s a guide.

Posted on March 31, 2024 by Tipswatch

By David Enna, Tipswatch.com A logical strategy for some I Bond investors is to act now to redeem I Bonds with a fixed rate of 0.0% (and a current composite rate no higher than 3.94%) and use that money to … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Savings Bond, Taxes, TreasuryDirect | 51 Comments

10-year TIPS reopening auction could reach real yield of 2.0%

Posted on March 17, 2024 by Tipswatch

By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $16 billion in a reopening auction of CUSIP 91282CJY8, creating a 9-year, 10-month Treasury Inflation-Protected Security. Real yields have been trending higher over the last few weeks, with the … Continue reading →

Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect | 30 Comments