Old menus are such a good reality check. It is easy to forget how much prices have moved until you…
This is a great, generous plan. They can also use the I Bond proceeds for education, tax free, if they…
Today is the last day of the TD ID.me transition. It seemed important enough to mark with a post. Tomorrow,…
[…] details are laid out in Tipswatch’s September 9 report on Treasury’s updated guidance, which reproduces the agency’s email and…
Category Archives: TreasuryDirect
Don’t over-think the potential threat of deflation
By David Enna, Tipswatch.com Just about every week, I get a comment or question from readers worried about the dangers of buying a Treasury Inflation-Protected Security on the secondary market with a high (or even not-so-high) inflation index. Why is … Continue reading
Posted in I Bond, Inflation, Investing in TIPS, TreasuryDirect
Tagged bonds, personal-finance, TIPS, Treasury investments
27 Comments
Inflation breakeven rate makes 5-year TIPS auction look attractive
Do you believe inflation will average more than 2.12% over the next 5 years? By David Enna, Tipswatch.com The U.S. Treasury on Thursday will offer $21 billion in a reopened 5-year Treasury Inflation-Protected Security, CUSIP 91282CKL4. The result will be … Continue reading
Posted in Bank CDs, Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect
Tagged bonds, economy, inflation, investing, personal-finance, TIPS, Treasury investments
31 Comments
iShares launches its 2034 target-date TIPS ETF
By David Enna, Tipswatch.com As I predicted might happen in a December article on this topic, Blackrock’s iShares division last week launched a unique ETF holding just one bond: CUSIP 91282CJY8, a 10-year TIPS that matures in January 2034. The … Continue reading
This week’s 10-year TIPS reopening auction looks attractive
By David Enna, Tipswatch.com Real yields have had a bumpy ride over the last several weeks, but as things settle down, it looks like this week’s reopening auction of a 10-year Treasury Inflation-Protected Security could be a promising investment. This … Continue reading
Posted in Federal Reserve, Inflation, Investing in TIPS, TreasuryDirect
3 Comments
How much are your I Bonds actually earning?
By David Enna, Tipswatch.com Last week, the Treasury set the fixed rate for I Bonds purchased from May to October 2024 at 1.3%, which combined with a variable rate of 2.96% results in a composite rate of 4.28% for six … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Retirement, TreasuryDirect
29 Comments
Back when Peter Lynch was a media star (prior to the introduction of both TIPs and I-bonds) he wrote a…