That's a sensible idea, especially if you fear the chance of prolonged deflation. I tend to use nominals for investments…
As a hedge, and as other TIPS experts have suggested, do you think it might be prudent do a 50/50…
David, thanks so much for the preview. I've been looking at the inflation breakeven rate all week and have been…
My omission--Thank you!
Category Archives: TreasuryDirect
Random thoughts on I Bonds in 2023, 2024
I Bonds remain attractive, but when and why? By David Enna, Tipswatch.com The I Bond’s new fixed rate of 1.3% — the highest in 16+ years — and the resulting composite rate of 5.27% should be creating a lot of … Continue reading
I Bond’s fixed rate rises to 1.3%, highest in more than 16 years
Composite rate for I Bonds rises to 5.27%. Fixed rate for EE Bonds rises to 2.70%; doubling factor holds at 20 years. By David Enna, Tipswatch.com The Treasury announced today it is raising the permanent fixed rate on the U.S. … Continue reading
Posted in Cash alternatives, EE Bonds, I Bond, Savings Bond, TreasuryDirect
83 Comments
I Bond’s fixed rate: An updated projection
By David Enna, Tipswatch.com Back on Oct. 8 I posted an article, “The I Bond’s fixed rate will rise. But by how much?” attempting to forecast the potential new fixed rate for the U.S. Series I Savings Bond, which will be … Continue reading
Posted in Cash alternatives, I Bond, Inflation, Savings Bond, TreasuryDirect
49 Comments
Are U.S. Series I Savings Bonds losing their appeal?
As a short-term investment? Yes. But for the long term? I Bonds are still attractive. By David Enna, Tipswatch.com Just one year ago, U.S. Series I Savings Bonds were still paying 9.62% annualized for a full six months, followed by … Continue reading
This week’s 5-year TIPS auction offers a solid investment opportunity
By David Enna, Tipswatch.com The U.S. Treasury on Thursday will auction $22 billion in a new 5-year Treasury Inflation-Protected Security, and the results should be attractive for investors seeking protection from future inflation. It should generate the highest real yield … Continue reading
Posted in Bank CDs, Investing in TIPS, Savings Bond, TreasuryDirect
31 Comments
Treasury Inflation-Protected Securities 
It is true that I could have redeemed it when the rate was 1.9%, and maybe could have earned more…