Category Archives: Cash alternatives

September inflation sets I Bond’s new variable rate at 3.94%; Social Security COLA will be 3.2%

Posted on October 12, 2023 by Tipswatch

I Bond’s new composite rate could exceed 5% at the November reset. By David Enna, Tipswatch.com Investors in U.S. Series I Savings Bonds will see the investment’s annualized inflation-adjusted variable rate rise to 3.94% at the November 1 reset, up … Continue reading →

Posted in Cash alternatives, I Bond, Inflation, Investing in TIPS, Retirement, Savings Bond, Social Security, Treasury Bills | 39 Comments

The I Bond exit ramp is now open; proceed with caution

Posted on August 6, 2023 by Tipswatch

Time redemptions to take full advantage of the recent 6.48% variable rate. By David Enna, Tipswatch.com First off, before I start talking about redeeming investments in U.S. Series I Savings Bonds, let’s take a moment to ponder just how worthwhile … Continue reading →

Posted in Cash alternatives, I Bond, Investing in TIPS, Savings Bond, Treasury Bills, TreasuryDirect | 150 Comments

Treasury announces plans to step up T-bill issuance

Posted on June 7, 2023 by Tipswatch

By David Enna, Tipswatch.com The U.S. Treasury issued guidance this morning on its plans to increase issuance of Treasury bills in aftermath of the now-resolved debt-ceiling crisis. The Treasury is rebuilding its cash balance, and that means it will stage … Continue reading →

Posted in Cash alternatives, Treasury Bills, TreasuryDirect | 15 Comments

‘The debt limit drama heats up,’ says Moody’s Analytics in new report

Posted on April 26, 2023 by Tipswatch

By David Enna, Tipswatch.com Here’s an update on my last article, “Looming debt crisis is already roiling Treasury bill market,” which discussed the disruptions rippling through the bond market as the U.S. nears a debt-limit crisis. Moody’s Analytics, a market … Continue reading →

Posted in Bank CDs, Cash alternatives, Federal Reserve, Treasury Bills | 46 Comments

Looming debt crisis is already roiling Treasury bill market

Posted on April 23, 2023 by Tipswatch

The 4-week Treasury yield is sending a message of fear. By David Enna, Tipswatch.com Update, April 26: ‘The debt limit drama heats up,’ says Moody’s Analytics in new report On Thursday afternoon, I happened to be watching CNBC during a … Continue reading →

Posted in Cash alternatives, Retirement, Social Security, Treasury Bills | 47 Comments